Bay County property record for 1302 Ware Dr, Panama City, FL 32401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,361 sqft · built 1954 |
| Lot Size | 0.192 acres (8,364 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $50,000 (Oct 1994) |
| Tax Bill | $533 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 19011-000-000 |
| Primary APN | 19011-000-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,361 sqft Heated Area |
| Gross Area | 1,612 sqft |
| 1st Floor Area | 1,361 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 8,364 sqft (0.192 acres) |
| Lot Dimensions | 109 ft deep x 77 ft wide |
| Driveway | Driveway |
| Driveway Area | 240 sqft |
| Porch | Porch |
| Porch Area | 174 sqft |
| Patio Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 1302 WARE DR |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-1737 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PC01 |
| Legal Description | SUDDUTH'S 18TH ADD LOT 25 BLK A ORB 1529 P 460 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 06 |
| Legal Subdivision | SUDDUTHS 18TH ADD |
| Legal Block | A |
| Legal Lot Number | 25 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 2200 |
Source: Bay County records, as of January 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1302 WARE DR, PANAMA CITY, FL 32401-1737 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 18, 1994 · Amount on Record |
| Deed Sale | Oct 18, 1994 · Amount on Record |
| Deed Document Number | 0001529460 |
| Record Updated | Jun 8, 2026 |
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $533.00 (-22.3%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $80,799 (+5.99%) | $107,971 (+20.94%) Land $34,402 Building $73,569 |
| 2023 | $686.00 (-14.99%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $76,235 (+3%) | $89,273 (+12.9%) Land $25,698 Building $63,575 |
| 2022 | $807.00 Homeowner's exemption | $74,015 | $79,071 Land $21,312 Building $57,759 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 61 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 61 in force |
| Nearby Flood Claims | 26 (1985–2020) |
| Claims Outside the SFHA | 18 of 26 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Hotwire Communications, Verizon.
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