1302 Walnut Meadow Rd, Berea, KY 40403 Property Records

Madison County property record for 1302 Walnut Meadow Rd, Berea, KY 40403

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details3,332 sqft
Lot Size0.46 acres (20,038 sqft)
OwnerCompany Name on Record
Last Sale$45,000 (Nov 2006)
Tax Bill$3,300 (2025)
Deeds & MortgagesSep 2023 Line of Credit
Mar 2022 Mortgage
Flood ZoneZone AE (high risk)
APN0060-0031-0001-A

Property Details

APN / Parcel Number

Primary APN0060-0031-0001-A
Alternative APNs
  • 121497
  • 84489
  • 50988

Interior

Stories1 Story
Building Area3,332 sqft Total Area

Exterior

Exterior MaterialBrick Veneer
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area20,038 sqft (0.46 acres)

Utilities, Heating & Cooling

Cooling SystemNone
Heating FuelElectric

Location & Zoning

Account Number50988
Street Address1302 WALNUT MEADOW RD
CityBEREA
StateKY
Zip40403-9780
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal DescriptionCALICO PLACE LOT 1A PH I
Legal SubdivisionCALICO PLACE
Legal Phase1
Legal Block1
Legal Lot Number1A
JurisdictionMADISON KY
Township / Civil DivisionBEREA
Census Block Group1
Census Block1015
Census Tract11402

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 1586, BEREA, KY 40403-3586
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Sep 13, 2023Deed of Trust, Mortgage · Line of Credit
WHITAKER BANK INC
Mar 29, 2022Deed of Trust, Mortgage · Commercial Mortgage
WHITAKER BANK INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 22, 2006 · Amount on Record
Deed SaleNov 22, 2006 · Amount on Record
Deed Document Number0000076588
Deed Book / Page765 / 88
Record UpdatedJun 8, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address1302 WALNUT MEADOW RD, BEREA, KY 40403-9780
Transaction TypeMortgage
Record UpdatedOct 11, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0M2258/759
DateSep 13, 2023
Book PageM2258/759
Instrument2014167017
Lender
NameWHITAKER BANK INC
TypeBank
AddressLEXINGTON, KY 40555
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueSep 3, 2024
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address1302 WALNUT MEADOW RD, BEREA, KY 40403-9780
Transaction TypeMortgage
Record UpdatedAug 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0M2146/274
DateMar 29, 2022
Book PageM2146/274
Instrument2014083737
Lender
NameWHITAKER BANK INC
TypeBank
AddressRICHMOND, KY 40475
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term120 Months
DueMar 2, 2032

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
MunicipalityBerea City
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,300.00 (-2.8%) Additional exemption filed$350,000 (-)$350,000 (-)
2023$3,395.00$350,000$350,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHERN MADISON WATER DISTRICT
serves 14,707 people · EPA ID KY0760407
Water SourcePurchased surface water from BEREA MUNICIPAL UTILITIES
Last State InspectionMay 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Verizon
Fixed Wireless
300 / 20
Windstream
DSL
100 / 20

May also be available: Spectrum, T-Mobile.

Nearby Properties on Walnut Meadow Rd

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