1302 W Pratt St, Starke, FL 32091 Property Records

Bradford County property record for 1302 W Pratt St, Starke, FL 32091

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,760 sqft · built 1954
Owner	Individual Name on File
Last Sale	$115,900 (Dec 2018)
Tax Bill	$1,287 (2025)
Deeds & Mortgages	Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03980-0-00000`

Property Details

APN / Parcel Number

Primary APN	`03980-0-00000`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,760 sqft Heated Area
Gross Area	2,304 sqft
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1985
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Garage Type	Mixed
Porch	Open Porch
Deck Area	260 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1302 W PRATT ST
City	STARKE
State	FL
Zip	32091-3049
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	29 6S 22 LOT 5 OF BLK 1 IN SARATOGA HGTS S/D UNIT 1
Legal Range	22E
Legal Township	06S
Legal Section	29
Legal Subdivision	IN SARATOGA HGTS S/D
Legal Block	1
Legal Lot Number	5
Legal Unit	1
Jurisdiction	BRADFORD FL
Township / Civil Division	STARKE
Census Block Group	1
Census Block	1011
Census Tract	202

Owner

1302 W Pratt St is owned and occupied by an individual who bought it in December 2018.

Source: Bradford County records, as of December 18, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1302 W PRATT ST, STARKE, FL 32091-3049
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2018 · Amount on File
Deed Sale	Dec 13, 2018 · Amount on File
Prior Sale	Aug 30, 2006
Deed Document Number	201804010960
Deed Book / Page	1768 / 166
Record Updated	Jun 8, 2026

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRADFORD FL
Recording Date	Dec 13, 2018
Property Address	1302 W PRATT ST, STARKE, FL 32091-3049
Document Number	0004010960
Book / Page	1768 / 166
Map Reference	MB 2 PG 64
Instrument Date	Dec 11, 2018
Instrument	201804010960
Transaction Type	Transfer
Record Updated	Jan 7, 2022
Title Company	SUNSHINE TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$811.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	669 GRANT AVE, 669, TWIN FALLS, ID 83301-4019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1302 W PRATT ST, STARKE, FL 32091-3049

Mortgage

Document Number	0004010962
Date	Dec 13, 2018
Instrument	201804010962

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1302 W Pratt St was $1,287 with a homeowner's exemption, up 3.9% from the year before.

Source: Bradford County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bradford County
Municipality	Starke City
Unified School District	Bradford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,287.00 (+3.87%) Homeowner's exemption	$108,112 (+2.9%)	$154,940 (+3.01%) Land $28,000 Building $126,940
2024	$1,239.00 (+2.57%) Homeowner's exemption	$105,065 (+3%)	$150,414 (+5.17%) Land $28,000 Building $122,414
2023	$1,208.00 (+4.68%) Homeowner's exemption	$102,005 (+3%)	$143,025 (+16.52%) Land $25,000 Building $118,025
2022	$1,154.00 Homeowner's exemption	$99,034	$122,742 Land $17,000 Building $105,742

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1302 W Pratt St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1302 W Pratt St is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STARKE serves 6,800 people · EPA ID FL2040211
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on W Pratt St

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