1302 Tower St SE, Decatur, AL 35601 Property Records

Morgan County property record for 1302 Tower St SE, Decatur, AL 35601

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,352 sqft · built 1950
Lot Size	0.404 acres (17,600 sqft)
Owner	Individual Name on File
Last Sale	$113,900 (Apr 2021)
Tax Bill	$449 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-04-20-1-017-015.000`

Property Details

APN / Parcel Number

Primary APN	`03-04-20-1-017-015.000`
Alternative APNs	`119671` `10599`

Interior

Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,352 sqft Living Area
1st Floor Area	2,206 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	17,600 sqft (0.404 acres)
Lot Dimensions	160 ft deep x 37 ft wide
Garage Type	Mixed
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	119671
Street Address	1302 TOWER ST SE
City	DECATUR
State	AL
Zip	35601-3226
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUB PARK CIRCLE LOT 33 PLAT BK 1 PAGE 106
Legal Range	4W
Legal Township	5S
Legal Section	20
Legal Subdivision	PARK CIRCLE
Legal Lot Number	33
Jurisdiction	MORGAN AL
Township / Civil Division	DECATUR
Census Block Group	2
Census Block	2015
Census Tract	100

Owner

1302 Tower St SE is owned and occupied by an individual who bought it in April 2021.

Source: Morgan County records, as of July 2, 2026

Owner of Record	Individual Name on File
Mailing Address	1302 TOWER ST SE, DECATUR, AL 35601-3226
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Widow or Widower

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2021 · Amount on File
Deed Sale	Apr 14, 2021 · Amount on File
Prior Sale	Mar 5, 2007 · Amount on File
Deed Book / Page	2021 / 3542
Record Updated	Sep 20, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	Apr 14, 2021
Property Address	1302 TOWER ST SE, DECATUR, AL 35601-3226
Document Number	02021/3542
Book / Page	2021 / 3542
Map Reference	MB 1 PG 106
Instrument Date	Apr 8, 2021
Transaction Type	Transfer
Record Updated	Apr 5, 2024

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1302 TOWER ST SE, DECATUR, AL 35601-3226

Mortgage

Document Number	2021/20307
Date	Apr 14, 2021
Book Page	2021/20307

Lender

Name	SOUTHPOINT BANK
Type	Bank
Address	BIRMINGHAM, AL 35243

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1302 Tower St SE was $449 with a homeowner's exemption.

Source: Morgan County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Morgan County
Municipality	Decatur City
Unified School District	Decatur City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$449.00	$12,130 Land $1,720 Building $10,410	$121,300 (-) Land $17,200 Building $104,100
2024			$121,300 (-) Land $17,200 Building $104,100
2023	$502.00 Homeowner's exemption	$12,130 (-) Land $1,720 Building $10,410	$121,300 (-) Land $17,200 Building $104,100
2022	$502.00 Homeowner's exemption	$12,130 Land $1,720 Building $10,410	$121,300 Land $17,200 Building $104,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1302 Tower St SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1302 Tower St SE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Alabama
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECATUR, MUNICIPAL UB OF serves 77,103 people · EPA ID AL0001084
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20