1302 Summit Ave, Westfield, NJ 07090 Property Records

Union County and Westfield Town property record for 1302 Summit Ave, Westfield, NJ 07090

Property Summary

Property Type	Single Family Home
Details	3,644 sqft · built 2015
Lot Size	0.267 acres (11,639 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,295,000 (Nov 2016)
Tax Bill	$29,464 (2025)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-05109-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`20-05109-0000-00002`
Alternative APNs	`2000667000000012` `200510900002`

Interior

Stories	2 Stories
Building Area	3,644 sqft Living Area

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Frame
Lot Area	11,639 sqft (0.267 acres)
Lot Dimensions	97 ft deep x 120 ft wide
Garage Type	Attached

Location & Zoning

Old Parcel Number	2000667000000012
Street Address	1302 SUMMIT AVE
City	WESTFIELD
State	NJ
Zip	07090-2738
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	PARK PLAINS HOMES
Legal Block	5109
Legal Lot Number	2
Jurisdiction	UNION NJ
Township / Civil Division	WESTFIELD
Census Block Group	2
Census Block	2001
Census Tract	36800

Owner

Source: Union County and Westfield Town records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1302 SUMMIT AVE, WESTFIELD, NJ 07090-2738
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2016 · Amount on Record
Deed Sale	Nov 2, 2016 · Amount on Record
Prior Sale	Jul 28, 2015 · Amount on Record
Deed Book / Page	6152 / 823
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	1302 SUMMIT AVE, WESTFIELD, NJ 07090-2738
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	BOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0147082615
Date	Jun 10, 2020
Book Page	14708/2615
Instrument	692877

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Jun 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.37%
Index	1-Year LIBOR
Max Rate	8.37%

Tax Assessment & Valuation

Source: Union County and Westfield Town assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Westfield Town
Unified School District	Westfield Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,285,500 (-) Land $445,100 Building $840,400	$1,285,500 (-) Land $445,100 Building $840,400
2025	$29,464.00 (+1.78%)	$1,285,500 (+3.22%) Land $445,100 Building $840,400	$1,285,500 (+3.22%) Land $445,100 Building $840,400
2024	$28,949.00 (+7.62%)
2023		$1,245,400 Land $445,100 Building $800,300	$1,245,400 Land $445,100 Building $800,300
2022	$26,900.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	3 (2021–2025)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2025 · other causes
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T.

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