San Diego County property record for 1302 Stewart St, Oceanside, CA 92054
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,886 sqft · built 1945 |
| Lot Size | 2.38 acres (103,673 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,277 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Oct 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 152-320-30-00 |
| Primary APN | 152-320-30-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 3,886 sqft Living Area |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Lot Area | 103,673 sqft |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 1302 STEWART ST |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92054-5448 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE-A |
| Legal Description | PAR A (EX ST) TR PM11515 |
| Legal Subdivision | PARCEL MAP NO 11515 |
| Legal Tract | 11515 |
| Legal Block | 1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 18101 |
1302 Stewart St is owned and occupied by an individual who acquired it in November 2018.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1302 STEWART ST, OCEANSIDE, CA 92054-5448 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 2, 2026 | Deed of Trust, Mortgage · Commercial Mortgage CARMEN MARIA BLUM |
| Oct 23, 2023 | Deed of Trust, Mortgage · Conventional Mortgage CHANGE LENDING LLC |
| Oct 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CHANGE LENDING LLC |
| Dec 31, 2019 | Loan Modification, Mortgage · Conventional Mortgage WILLIAM S & ADRIENNE E JUBB |
| Nov 30, 2018 | Quit Claim Deed, Transfer · Conventional Mortgage WILLIAM S JUBB |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Nov 29, 2018 |
| Transfer Doc | 0000494180 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1302 STEWART ST, OCEANSIDE, CA 92054-5448 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Title Company | STEWART TITLE, STEWART TITLE OF CA INC |
| Name | Verified Name |
|---|---|
| Address | PO BOX 235630, ENCINITAS, CA 92023-5630 |
| Document Number | 0000057180 |
|---|---|
| Date | Mar 2, 2026 |
| Instrument | 2026-0057180 |
| Name | CARMEN MARIA BLUM |
|---|---|
| Type | Private Party |
| Address | PO BOX 235630, ENCINITAS, CA 92023 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1302 STEWART ST, OCEANSIDE, CA 92054-5448 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2023 |
| Title Company | STEWART TITLE, STEWART TITLE OF CA INC |
| Name | Verified Name |
|---|---|
| Address | 1302 STEWART ST, OCEANSIDE, CA 92054-5448 |
| Document Number | 0000290495 |
|---|---|
| Date | Oct 23, 2023 |
| Instrument | 2023-0290495 |
| Name | CHANGE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92808 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 9.25% |
| Type Change Date | Nov 1, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 9.25% |
| Max Rate At Change | 11.2% |
| Max Rate | 14.2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1302 STEWART ST, OCEANSIDE, CA 92054-5448 |
| Transaction Type | Mortgage |
| Record Updated | Nov 5, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE OF CA INC |
| Name | Verified Name |
|---|---|
| Address | 1302 STEWART ST, OCEANSIDE, CA 92054-5448 |
| Document Number | 0000746481 |
|---|---|
| Date | Oct 27, 2021 |
| Instrument | 2021-0746481 |
| Name | CHANGE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92606 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1302 STEWART ST, OCEANSIDE, CA 92054-5448 |
| Document Number | 0000001392 |
| Instrument Date | Dec 31, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | TICOR TITLE SAN DIEGO BR |
| Name | Verified Name |
|---|---|
| Address | 1302 STEWART ST OCEANSIDE CA 920545448, OCEANSIDE, CA 92054-5448 |
| Document Number | 0000001392 |
|---|---|
| Date | Jan 2, 2020 |
| Instrument | 1392 |
| Name | WILLIAM S & ADRIENNE E JUBB |
|---|---|
| Address | 3993 HIGHLAND DR, CARLSBAD, CA 92008-3512 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 12% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Nov 30, 2018 |
| Property Address | 1302 STEWART ST, OCEANSIDE, CA 92054-5448 |
| Document Number | 0000494180 |
| Instrument Date | Nov 29, 2018 |
| Instrument | 494180 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2018 |
| Title Company | TICOR TITLE SAN DIEGO BR |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1302 STEWART ST OCEANSIDE CA 920545448, OCEANSIDE, CA 92054-5448 |
| Document Number | 494181 |
|---|---|
| Date | Nov 30, 2018 |
| Instrument | 494181 |
| Name | WILLIAM S JUBB |
|---|---|
| Address | 3993 HIGHLAND DR, CARLSBAD, CA 92008-3512 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 1302 Stewart St was $5,277.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $474,186 (+2%) Land $215,538 Building $258,648 | |
| 2025 | $5,277.00 | $464,889 Land $211,312 Building $253,577 |
| 2023 | $5,018.00 (+1.52%) | $446,838 Land $203,107 Building $243,731 |
| 2022 | $4,943.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1302 Stewart St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1302 Stewart St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Arviso - Mobile Home Park private · serves 70 people · EPA ID 090605121 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Also Mapped Here | SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE |
| Lead | Below detection (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Dec 2019 |
| Monitoring and Reporting | 26 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 760 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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