1302 Stephens St, Oxford, AL 36203 Property Records

Calhoun County property record for 1302 Stephens St, Oxford, AL 36203

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,759 sqft · built 2013
Lot Size	0.307 acres (13,416 sqft)
Owner	Individual Name on Record
Last Sale	$168,180 (Mar 2015)
Tax Bill	$1,254 (2023)
Deeds & Mortgages	Feb 2022 Mortgage Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-09-30-2-002-044.001`

Property Details

APN / Parcel Number

Primary APN	`21-09-30-2-002-044.001`
Alternative APNs	`154317` `784`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,759 sqft Living Area
1st Floor Area	1,891 sqft
2nd Floor Area	868 sqft
Upper Floors Area	868 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Exterior Material	Vinyl
Roof Type	Flat
Roof Material	Asphalt
Lot Area	13,416 sqft (0.307 acres)
Lot Dimensions	258 ft deep x 52 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	154317
Street Address	1302 STEPHENS ST
City	OXFORD
State	AL
Zip	36203-1434
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 30 TSP 16S R 8E BEG NW COR LT 10 HICKORY HILLS TH NE 60 SE 241 SW 52 NW 230 TO POB OXFORD AL
Legal Range	08E
Legal Township	16S
Legal Section	30
Legal Lot Number	10
Jurisdiction	CALHOUN AL
Township / Civil Division	ANNISTON
Census Block Group	3
Census Block	3040
Census Tract	1201

Owner

Source: Calhoun County records, as of November 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1302 STEPHENS ST, OXFORD, AL 36203-1434
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 16, 2018	Deed of Trust, Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2015 · Amount on Record
Deed Sale	Mar 5, 2015 · Amount on Record
Deed Document Number	0003185554
Deed Book / Page	3185 / 554
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALHOUN AL
Property Address	1302 STEPHENS ST, OXFORD, AL 36203-1434
Transaction Type	Mortgage
Record Updated	Mar 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005047/900
Date	Feb 23, 2022
Book Page	5047/900
Instrument	5047-0900

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2037

Interest

Rate Type	Fixed Rate

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALHOUN AL
Property Address	1302 STEPHENS ST, OXFORD, AL 36203-1434
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4870/780
Date	Apr 16, 2018
Book Page	4870/780

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Calhoun County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Calhoun County
Municipality	Oxford City
Unified School District	Oxford City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Additional exemption filed	$24,980 (-5.44%)	$249,760 (-5.45%) Land $10,000 Building $239,760
2023	$1,254.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Additional exemption filed	$26,416 Land $1,000 Building $25,416	$264,160 Land $10,000 Building $254,160

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 62% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXFORD WATER WORKS & SEWER BOARD serves 31,239 people · EPA ID AL0000162
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Trichloroethylene resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Sparklight Cable	1,000 / 50

May also be available: T-Mobile, Verizon.

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