Berrien County property record for 1302 State St, Saint Joseph, MI 49085 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 5 Baths |
| Year Built | Built 1930 |
| Square Footage | 5,290 sqft Living Area |
| Lot Size | 13,416 sqft (0.308 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $735,000 (2016) |
| Tax Bill | $16,172.00 (2025) |
| Primary APN | 76-5130-0021-00-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Building Area | 5,290 sqft Living Area |
| 1st Floor | 3,328 sqft 1st Floor |
| Basement Area | 1,178 sqft Basement |
| Stories | 2 Stories |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Lot Area | 13,416 sqft (0.308 acres) |
| Depth X Width | 134 ft x 100 ft Depth x Width |
| Parking Spaces | 3 Parking Spaces |
| Garage Area | 784 sqft Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 1302 STATE ST |
|---|---|
| City | SAINT JOSEPH |
| State | MI |
| Zip | 49085-1556 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOTS 21 & 22 JOHN W MULLEN ADD TO THE CITY OF ST JOSEPH EXC THAT PRT CONVEYED FOR STREET PURPOSES |
| Legal Subdivision | JOHN W MULLEN ADD |
| Legal Lot Number | 21-22 |
| Jurisdiction | BERRIEN MI |
| Minor Civil Division | ST. JOSEPH |
| Census Blockgroup | 2 |
| Census Block | 2024 |
| Census Tract | 801 |
Source: Berrien County records · APN 76-5130-0021-00-1
Assessment roll updated June 5, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1302 STATE ST, SAINT JOSEPH, MI 49085-1556 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 06, 2025 | Deed of Trust, Mortgage · Line of Credit HONOR CU |
| Sep 19, 2022 | Deed of Trust, Mortgage · Line of Credit HONOR CU |
| Jan 28, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage HONOR CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 29, 2016 · Amount on Record |
| Deed Sale | Jan 29, 2016 · Amount on Record |
| Prior Sale | Mar 13, 2007 · Amount on Record |
| Deed Book / Page | 3126 / 3077 |
| Last Transfer Date | Jan 22, 2021 |
| Transfer Doc | 03310/3212 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 1302 STATE ST, SAINT JOSEPH, MI 49085-1556 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1302 STATE ST, SAINT JOSEPH, MI 49085-1556 |
| Document Number | 03461/2315 |
|---|---|
| Date | Oct 06, 2025 |
| Book Page | 3461/2315 |
| Instrument | 2025443275 |
| Name | HONOR CU |
|---|---|
| Type | Credit Union |
| Address | BERRIEN SPRINGS, MI 49103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 12, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 1302 STATE ST, SAINT JOSEPH, MI 49085-1556 |
| Transaction Type | Mortgage |
| Record Updated | Nov 09, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1302 STATE ST, SAINT JOSEPH, MI 49085-1556 |
| Document Number | 003386/999 |
|---|---|
| Date | Sep 19, 2022 |
| Book Page | 3386/999 |
| Instrument | 2022362808 |
| Name | HONOR CU |
|---|---|
| Type | Credit Union |
| Address | BERRIEN SPRINGS, MI 49103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 12, 2042 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Jan 28, 2021 |
| Property Address | 1302 STATE ST, SAINT JOSEPH, MI 49085-1556 |
| Document Number | 03310/3212 |
| Book / Page | 3310 / 3212 |
| Map Reference | LB 6 PG 12 |
| Instrument Date | Jan 22, 2021 |
| Transaction Type | Transfer |
| Record Updated | Nov 09, 2023 |
| Title Company | MICHIGAN TRUSTED TITLE AGENCY, MICHIGAN TRUSTED TITLE AGCY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1302 STATE ST, SAINT JOSEPH, MI 49085-1556 |
| Document Number | 0033103214 |
|---|---|
| Date | Jan 28, 2021 |
| Instrument | 3310/3214 |
| Name | HONOR CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
Source: Berrien County records · Assessment roll updated June 5, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $555,900 (-3.42%) | $1,111,800 (-3.42%) | |
| 2025 | $16,172.00 (+1.35%) Homeowner's exemption | $575,600 (+15.93%) | $1,151,200 (+15.93%) |
| 2024 | $15,956.00 (+10.44%) | ||
| 2023 | $496,500 | $993,000 | |
| 2022 | $14,448.00 |
1302 State St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Berrien County (26021C), updated September 10, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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