Pinellas County property record for 1302 Overcash Dr, Dunedin, FL 34698
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,485 sqft · built 1975 |
| Lot Size | 0.193 acres (8,398 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $232,000 (Mar 2019) |
| Tax Bill | $3,948 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Aug 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-742-8046-2 |
| Primary APN | C62-000-742-8046-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,485 sqft Living Area |
| Gross Area | 2,453 sqft |
| 1st Floor Area | 1,485 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 8,398 sqft (0.193 acres) |
| Lot Dimensions | 120 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Porch Area | 506 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R267997 |
|---|---|
| Street Address | 1302 OVERCASH DR |
| City | DUNEDIN |
| State | FL |
| Zip | 34698-4803 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RANCHWOOD ESTATES LOT 29 |
| Legal Range | 15E |
| Legal Township | 28S |
| Legal Section | 25 |
| Legal Subdivision | RANCHWOOD ESTATES |
| Legal Tract | 73557 |
| Legal Lot Number | 29 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 26909 |
Source: Pinellas County records, as of September 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1302 OVERCASH DR, DUNEDIN, FL 34698-4803 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 19, 2025 | Deed of Trust, Mortgage · Line of Credit ACHIEVE CREDIT UNION |
| Aug 14, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ACHIEVA CU |
| Jun 22, 2021 | Deed of Trust, Mortgage · Line of Credit ACHIEVA CU |
| Mar 11, 2019 | Warranty Deed, Transfer · Conventional with PMI CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 11, 2019 · Amount on Record |
| Deed Sale | Mar 11, 2019 · Amount on Record |
| Deed Document Number | 201975306 |
| Deed Book / Page | 20457 / 433 |
| Prior Transfer Date | Apr 18, 1995 |
| Prior Transfer Doc | 8968001791 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 1302 OVERCASH DR, DUNEDIN, FL 34698-4803 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1302 OVERCASH DR, DUNEDIN, FL 34698-4803 |
| Document Number | 0233011821 |
|---|---|
| Date | Sep 19, 2025 |
| Book Page | 23301/1821 |
| Instrument | 2025270309 |
| Name | ACHIEVE CREDIT UNION |
|---|---|
| Type | Credit Union |
| Address | DUNEDIN, FL 34697 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 27, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 1302 OVERCASH DR, DUNEDIN, FL 34698-4803 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC |
| Name | Verified Name |
|---|---|
| Address | 1302 OVERCASH DR, DUNEDIN, FL 34698-4803 |
| Document Number | 0225340034 |
|---|---|
| Date | Aug 14, 2023 |
| Book Page | 22534/34 |
| Instrument | 2023210006 |
| Name | ACHIEVA CU |
|---|---|
| Type | Credit Union |
| Address | DUNEDIN, FL 34698 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 1302 OVERCASH DR, DUNEDIN, FL 34698-4803 |
| Transaction Type | Mortgage |
| Record Updated | Jul 8, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1302 OVERCASH DR, DUNEDIN, FL 34698-4803 |
| Document Number | 0215921971 |
|---|---|
| Date | Jun 22, 2021 |
| Book Page | 21592/1971 |
| Instrument | 2021206051 |
| Name | ACHIEVA CU |
|---|---|
| Type | Credit Union |
| Address | DUNEDIN, FL 34697 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 27, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Mar 11, 2019 |
| Property Address | 1302 OVERCASH DR, DUNEDIN, FL 34698-4803 |
| Document Number | 0204570433 |
| Book / Page | 020457 / 000433 |
| Instrument Date | Mar 6, 2019 |
| Instrument | 75306 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2019 |
| Title Company | CHAMPION'S TITLE SERVICES LLC, CHAMPION'S TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,624.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1302 OVERCASH DR DUNEDIN FL 346984803, DUNEDIN, FL 34698-4803 |
| Document Number | 204570435 |
|---|---|
| Date | Mar 11, 2019 |
| Book Page | 020457/000435 |
| Instrument | 75307 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 10, 2049 |
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Dunedin City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,948.00 (+7.63%) Homeowner's exemption | $265,872 (+5.99%) | $428,963 (+9.51%) Land $198,652 Building $230,311 |
| 2023 | $3,668.00 (+2.95%) Homeowner's exemption | $250,853 (+3%) | $391,728 (+15.34%) Land $211,969 Building $179,759 |
| 2022 | $3,563.00 Homeowner's exemption | $243,547 | $339,636 Land $200,512 Building $139,124 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 50 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 50 in force |
| Nearby Flood Claims | 5 (1979–2024) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DUNEDIN WATER SYSTEM serves 46,161 people · EPA ID FL6520486 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 32 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 546 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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