1302 Old N Shore Rd, Duluth, MN 55804 Property Records

St. Louis County property record for 1302 Old N Shore Rd, Duluth, MN 55804

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,404 sqft · built 2000
Lot Size4.41 acres (192,100 sqft)
Owner2 Individual Names on Record
Last Sale$400,000 (Feb 2026)
Tax Bill$2,664 (2026)
Deeds & MortgagesFeb 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN315-0010-00194

Property Details

APN / Parcel Number

Primary APN315-0010-00194
Alternative APNs
  • 1194715
  • 1016342
  • 1175058

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,404 sqft Gross Area
1st Floor Area1,404 sqft

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleModular
Exterior MaterialWood
Construction TypeFrame
Lot Area192,100 sqft (4.41 acres)
Garage Area960 sqft
Pool TypeSpa / Hot Tub (No Pool)
Deck Area64 sqft
Storage Building96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number1194715
Street Address1302 OLD NORTH SHORE RD
CityDULUTH
StateMN
Zip55804-2709
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSMU
Legal DescriptionELY 330 FT OF SE1/4 OF NE1/4 EX SLY 735.80 FT SERIAL #
Legal Range12W
Legal Township51N
Legal Section02
Legal SubdivisionDULUTH TOWN OF
JurisdictionST LOUIS MN
Township / Civil DivisionDULUTH
Census Block Group1
Census Block1038
Census Tract10500

Owner

Source: St. Louis County records, as of September 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1302 OLD NORTH SHORE RD, DULUTH, MN 55804-2709
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 17, 2026 · Amount on Record
Deed SaleFeb 17, 2026 · Amount on Record
Prior SaleSep 16, 2016 · Amount on Record
Deed Document Number20261528098
Prior Transfer DateNov 18, 2024
Prior Transfer Doc0001499725
Record UpdatedOct 29, 2026

February 2026: Deed, Transfer

Document TypeDeed
JurisdictionST LOUIS MN
Recording DateFeb 17, 2026
Property Address1302 OLD NORTH SHORE RD, DULUTH, MN 55804-2709
Document Number0001528098
Instrument DateFeb 11, 2026
Instrument1528098
Transaction TypeTransfer
Record UpdatedJul 1, 2026
Title CompanyTHE TITLE TEAM

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,320.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1302 OLD NORTH SHORE RD, DULUTH, MN 55804-2709

Mortgage

Document Number0001528099
DateFeb 17, 2026
Instrument1528099
Lender
NameNORTH SHORE BANK OF COMMERCE
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2056
Interest
Rate TypeAdjustable Rate
Rate7%
Type Change DateMar 1, 2033
Change Frequency6 Months
Min Rate At Change5%
Max Rate At Change9%
IndexSOFR Average 30-Day
Max Rate12%

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionDuluth Township
Unified School DistrictLake Superior Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,664.00 (+12.98%)
2025$2,358.00 (+11.44%) Homeowner's exemption$366,600 (+4.74%) Land $102,800 Building $263,800$366,600 (+4.74%) Land $102,800 Building $263,800
2024$2,116.00$350,000 (+39.44%) Land $98,600 Building $251,400$350,000 (+39.44%) Land $98,600 Building $251,400
2022$251,000 Land $68,300 Building $182,700$251,000 Land $68,300 Building $182,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1993)
Most Recent ClaimMay 1993 · erosion

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Zito Media
Fiber
1,000 / 1,000

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