1302 Neapolitan Rd, Punta Gorda, FL 33983 Property Records

Charlotte County property record for 1302 Neapolitan Rd, Punta Gorda, FL 33983

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,644 sqft · built 1986
Lot Size	0.51 acres (22,232 sqft)
Owner	2 Individual Names on File
Last Sale	$357,000 (May 2021)
Tax Bill	$4,733 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`402309155001`

Property Details

APN / Parcel Number

Primary APN	`402309155001`
Alternative APNs	`00952623330810` `10004612533`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,644 sqft Living Area
Gross Area	2,560 sqft
1st Floor Area	1,644 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	22,232 sqft (0.51 acres)
Garage Type	Attached
Garage Area	496 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces
Pool Area	324 sqft
Porch	Enclosed/Screened Porch
Porch Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	00952623330810
Street Address	1302 NEAPOLITAN RD
City	PUNTA GORDA
State	FL
Zip	33983-6144
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	PUNTA GORDA ISLES SEC23 BLK733 LTS 20 & 21 813/1457 1486/628 1824/1069 DC2009/215(LJE) 2939/1134 4239/492 4661/1274 4767/752
Legal Range	23E
Legal Township	40S
Legal Section	08
Legal Subdivision	PUNTA GORDA ISLES
Legal Tract	PGI
Legal Block	733
Legal Lot Number	20,21
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PORT CHARLOTTE
Census Block Group	2
Census Block	2004
Census Tract	20101

Owner

1302 Neapolitan Rd is owned and occupied by two individuals who bought it in May 2021.

Source: Charlotte County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1302 NEAPOLITAN RD, PUNTA GORDA, FL 33983-6144
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 17, 2021	Warranty Deed, Transfer · Conventional Mortgage CHARLOTTE STATE BANK & TRUST
Nov 13, 2020	Warranty Deed, Transfer · Conventional Mortgage THE MORTGAGE FIRM INC
Sep 22, 2017	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2021 · Amount on File
Deed Sale	May 17, 2021 · Amount on File
Prior Sale	Nov 13, 2020 · Amount on File
Deed Document Number	20212945469
Deed Book / Page	4767 / 752
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	May 17, 2021
Property Address	1302 NEAPOLITAN RD, PUNTA GORDA, FL 33983-6144
Document Number	0047670752
Book / Page	4767 / 752
Map Reference	MB 12 PG 2A-2Z41
Instrument Date	May 14, 2021
Instrument	2945469
Transaction Type	Transfer
Record Updated	Jun 18, 2021
Title Company	HOMETOWN TITLE AND CLOSING SERVICES, HOMETOWN TTL & CLOSING SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,499.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3511 VIA MONTANA WAY, 3511, NORTH FORT MYERS, FL 33917-8116

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1640 96TH ST UNIT 84, 84, STURTEVANT, WI 53177-1849

Mortgage

Document Number	4767754
Date	May 17, 2021
Instrument	4767/754

Lender

Name	CHARLOTTE STATE BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Nov 13, 2020
Property Address	1302 NEAPOLITAN RD, PUNTA GORDA, FL 33983-6144
Document Number	0046611274
Book / Page	4661 / 1274
Map Reference	MB 12 PG 2A-2-Z-41
Instrument Date	Nov 13, 2020
Instrument	2872485
Transaction Type	Transfer
Record Updated	Feb 7, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,030.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1302 NEAPOLITAN RD, 1302, PUNTA GORDA, FL 33983-6144

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1302 NEAPOLITAN RD, PUNTA GORDA, FL 33983-6144

Mortgage

Document Number	0046611276
Date	Nov 13, 2020
Instrument	4661/1276

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Sep 22, 2017
Property Address	1302 NEAPOLITAN RD, PUNTA GORDA, FL 33983-6144
Document Number	0042390492
Book / Page	4239 / 0492
Map Reference	MB12 PG2A-2Z41
Instrument Date	Sep 22, 2017
Instrument	2553590
Transaction Type	Transfer
Record Updated	Feb 7, 2022
Title Company	SUNCOAST ONE TITLE & CLOSING

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,470.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3370 SUNRISE TRL, 3370, PORT CHARLOTTE, FL 33952-6635

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1302 NEAPOLITAN RD, PUNTA GORDA, FL 33983-6144

Mortgage

Document Number	0002553591
Date	Sep 22, 2017
Instrument	2553591

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1302 Neapolitan Rd was $4,733 with a homeowner's exemption.

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,733.00 Homeowner's exemption	$291,015	$339,246 Land $76,500 Building $262,746
2023	$4,605.00 (+6.01%) Homeowner's exemption	$274,576 (+3%)	$252,749 (-5.19%) Land $76,000 Building $176,749
2022	$4,344.00 Homeowner's exemption	$266,579 Land $54,400 Building $212,179	$266,579 Land $54,400 Building $212,179

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1302 Neapolitan Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 82 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	82 in force
Nearby Flood Claims	3 (2005–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1302 Neapolitan Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: BridgeMAXX Suncoast Broadband, Verizon.

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