1302 Napoli St, Oceanside, CA 92056 Property Records

San Diego County property record for 1302 Napoli St, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,547 sqft · built 2001
Lot Size	0.169 acres (7,364 sqft)
Owner	Company Name on Record
Tax Bill	$4,706 (2025)
Deeds & Mortgages	May 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`158-580-20-00`

Property Details

APN / Parcel Number

Primary APN	`158-580-20-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,547 sqft Living Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	7,364 sqft (0.169 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1302 NAPOLI ST
City	OCEANSIDE
State	CA
Zip	92056-1926
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE-B
Legal Description	LOT 20 TR 012677
Legal Subdivision	MISSION SANTA FE
Legal Tract	012677
Legal Block	2
Legal Lot Number	20
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2003
Census Tract	19301

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1302 NAPOLI ST, OCEANSIDE, CA 92056-1926
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2002
Deed Sale	Sep 13, 2002
Prior Sale	Sep 25, 2000 · Amount on Record
Deed Document Number	2002783403
Last Transfer Date	Dec 7, 2012
Transfer Doc	0000811708
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1302 NAPOLI ST, OCEANSIDE, CA 92056-1926
Transaction Type	Mortgage
Record Updated	Sep 27, 2023
Title Company	CHICAGO TITLE PIRT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1302 NAPOLI ST, OCEANSIDE, CA 92056-1926
Investor	Possibly a Property Investor

Mortgage

Document Number	0000218501
Date	May 23, 2022
Instrument	2022-0218501

Lender

Name	FRONTWAVE CU
Type	Credit Union
Address	OCEANSIDE, CA 92056

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$587,085 (+2%) Land $230,535 Building $356,550
2025	$4,706.00 (+6.28%)	$575,574 (+4.04%) Land $226,015 Building $349,559
2023	$4,428.00 (-1.77%)	$553,226 Land $217,240 Building $335,986
2022	$4,508.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

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