1302 Main St, Wakefield, NE 68784 Property Records

Wayne County property record for 1302 Main St, Wakefield, NE 68784

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,370 sqft · built 2023
Lot Size	0.25 acres (10,893 sqft)
Owner	2 Individual Names on File
Last Sale	$324,000 (Jan 2024)
Tax Bill	$3,658 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit May 2023 Line of Credit + 3 more
APN	`0005491.26`

Property Details

APN / Parcel Number

Primary APN	`0005491.26`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,370 sqft Living Area
1st Floor Area	1,370 sqft
Basement Area	2,929 sqft
Unfinished Basement	1,559 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	10,893 sqft (0.25 acres)
Garage Type	Attached
Garage Area	1,188 sqft
Driveway	Driveway
Driveway Area	1,404 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1302 MAIN ST
City	WAKEFIELD
State	NE
Zip	68784-6049
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	LOT 1 GUSTAFSON ESTATES THIRD ADDITION
Legal Subdivision	GUSTAFSON ESTATES THIRD ADDITION
Legal Lot Number	1
Jurisdiction	WAYNE NE
Township / Civil Division	LOGAN
Census Block Group	4
Census Block	4010
Census Tract	978600

Owner

1302 Main St is owned and occupied by two individuals who bought it in January 2024.

Source: Wayne County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1302 MAIN ST, WAKEFIELD, NE 68784-6049
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Deed of Trust, Mortgage · Line of Credit SECURITY BANK
May 1, 2023	Deed of Trust, Mortgage · Line of Credit F & M BANK
Jan 25, 2024	Warranty Deed, Transfer · Conventional Mortgage SECURITY BANK
Apr 11, 2023	Intrafamily Transfer, Transfer
Nov 19, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage CITY OF WAKEFIELD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 2024 · Amount on File
Deed Sale	Jan 25, 2024 · Amount on File
Deed Document Number	202450
Prior Transfer Date	Mar 25, 2023
Prior Transfer Doc	0000000283
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE NE
Recording Date	Jul 15, 2026
Property Address	1302 MAIN ST, WAKEFIELD, NE 68784-6049
Document Number	0000000792
Instrument Date	Jul 10, 2026
Instrument	2026792
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1302 MAIN ST, WAKEFIELD, NE 68784-6049

Mortgage

Document Number	0000000792,
Date	Jul 15, 2026
Instrument	2026792

Lender

Name	SECURITY BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.52%
Max Rate	-1%

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE NE
Property Address	1302 MAIN ST, WAKEFIELD, NE 68784-6049
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	57860 860 RD, WAKEFIELD, NE 68784-6111

Mortgage

Document Number	0000230359
Date	May 1, 2023
Instrument	230359

Lender

Name	F & M BANK
Type	Bank
Address	WAYNE, NE 68787

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE NE
Recording Date	Jan 25, 2024
Property Address	1302 MAIN ST, WAKEFIELD, NE 68784-6049
Document Number	0000240050
Instrument Date	Jan 24, 2024
Instrument	240050
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	TITLE SECURITY AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$729.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0000240051
Date	Jan 25, 2024
Instrument	240051

Lender

Name	SECURITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WAYNE NE
Recording Date	Apr 11, 2023
Property Address	1302 MAIN ST, WAKEFIELD, NE 68784-6049
Document Number	0000230283
Instrument Date	Mar 25, 2023
Instrument	230283
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE NE
Recording Date	Nov 19, 2020
Property Address	1302 MAIN ST, WAKEFIELD, NE 68784-6049
Document Number	0000201542
Instrument Date	Jun 11, 2020
Instrument	201542
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000201543
Date	Nov 19, 2020
Instrument	201543

Lender

Name	CITY OF WAKEFIELD
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	15 Months
Due	Feb 1, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 1302 Main St was $3,658, down 5.5% from the year before.

Source: Wayne County assessment roll, as of March 3, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Wayne County
Municipality	Wakefield City
Unified School District	Wakefield Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$321,055 (+5.92%) Land $32,680 Building $288,375	$321,055 (+5.92%) Land $32,680 Building $288,375
2025	$3,658.00 (-5.5%)	$303,125 (+3.7%) Land $21,785 Building $281,340	$303,125 (+3.7%) Land $21,785 Building $281,340
2024	$3,871.00 (+70.15%)	$292,315 (+88.29%) Land $15,250 Building $277,065	$292,315 (+88.29%) Land $15,250 Building $277,065
2023	$2,275.00	$155,250 Land $15,250 Building $140,000	$155,250 Land $15,250 Building $140,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA's flood maps do not cover 1302 Main St.

Source: FEMA National Flood Hazard Layer, effective September 5, 2025

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1302 Main St is moderate, ranking above 66% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 74% of Nebraska
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WAKEFIELD serves 1,450 people · EPA ID NE3105107
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 1998
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Fastwyre Broadband Cable	1,000 / 500
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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