1302 High Top Mountain Rd, Sylva, NC 28779 Property Records

Jackson County property record for 1302 High Top Mountain Rd, Sylva, NC 28779

Property Summary

Property TypeSingle Family Home
Lot Size3 acres (130,680 sqft)
OwnerIndividual Name on Record
Last Sale$80,000 (Mar 2023)
Tax Bill$302 (2025)
Deeds & MortgagesApr 2026 Construction Loan
Mar 2023 Sale
Flood ZoneZone X (minimal risk)
APN7621-37-5235

Property Details

APN / Parcel Number

Primary APN7621-37-5235
Alternative APN
  • 129207

Exterior

Lot Area130,680 sqft (3 acres)
PorchPorch
Porch Area114 sqft

Location & Zoning

Street Address1302 HIGH TOP MOUNTAIN RD
CitySYLVA
StateNC
Zip28779
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOFF BARKERS CREEK RD
JurisdictionJACKSON NC
Township / Civil DivisionBARKERS CREEK
Census Block Group3
Census Block3054
Census Tract950500

Owner

Source: Jackson County records, as of April 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1195 SAINT MATTHEWS RD, ORANGEBURG, SC 29115-3417
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 9, 2026Deed of Trust, Mortgage · Construction Mortgage
MACON SAVINGS BANK SSB
Mar 27, 2023Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 27, 2023 · Amount on Record
Deed SaleMar 27, 2023 · Amount on Record
Deed Book / Page2353 / 1062
Record UpdatedJun 8, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON NC
Recording DateApr 9, 2026
Property Address1302 HIGH TOP MOUNTAIN RD, WHITTIER, NC 28789-6200
Document Number2417001228
Book / Page2417 / 1228
Instrument DateApr 6, 2026
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1302 HIGH TOP MOUNTAIN RD, WHITTIER, NC 28789-6200

Mortgage

Document Number2417001228,
DateApr 9, 2026
Book Page2417/1228
Lender
NameMACON SAVINGS BANK SSB
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeAdjustable Rate
Rate5.65%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON NC
Recording DateMar 27, 2023
Property Address1302 HIGH TOP MOUNTAIN RD, SYLVA, NC 28779
Document Number0023531062
Book / Page2353 / 1062
Instrument DateMar 27, 2023
Transaction TypeTransfer
Record UpdatedApr 10, 2023

Transaction

AmountAmount Recorded
Tax$160.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address492 SEMINOLE DR, WHITTIER, NC 28789-9282

Transferred To (Grantee/Buyer)

NameVerified Name
Address1195 SAINT MATTHEWS RD # 330, 330, ORANGEBURG, SC 29115-3417

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 8, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyJackson County
Unified School DistrictJackson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$302.00 (+128.79%)$79,550 (+128.99%) Land $73,150 Building $6,400
2023$132.00$34,740 Land $34,740

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 55% of the US · above 77% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000
Starlink
Satellite
280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on High Top Mountain Rd

Nearby Streets

Search Property Records by Address or Parcel Number