1302 Hardin Dr, El Cajon, CA 92020 Property Records

San Diego County property record for 1302 Hardin Dr, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,014 sqft · built 1960
Lot Size	0.211 acres (9,186 sqft)
Owner	Company Name on Record
Tax Bill	$1,492 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`492-511-19-00`

Property Details

APN / Parcel Number

Primary APN	`492-511-19-00`
Alternative APN	`4925110100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,014 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	9,186 sqft (0.211 acres)

Location & Zoning

Old Parcel Number	4925110100
Street Address	1302 HARDIN DR
City	EL CAJON
State	CA
Zip	92020-7215
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-9
Legal Description	LOT 1 DOC97-432934 IN LOT 52 OF MAP 5738&ALL OF TR 004075
Legal Subdivision	HARDIN HILLS
Legal Tract	004075
Legal Block	2
Legal Lot Number	1,52
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2002
Census Tract	15302

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1302 HARDIN DR, EL CAJON, CA 92020-7215
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2025	Deed of Trust, Mortgage · Line of Credit MISSION FCU
Oct 25, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage SUMMIT FUNDING INC
Oct 25, 2021	Intrafamily Transfer, Transfer ACCOMMODATION
Jun 7, 2017	Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 19, 2021
Transfer Doc	0000740733
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1302 HARDIN DR, EL CAJON, CA 92020-7215
Transaction Type	Mortgage
Record Updated	Dec 31, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1302 HARDIN DR, EL CAJON, CA 92020-7215

Mortgage

Document Number	0000359503
Date	Dec 22, 2025
Instrument	2025-0359503

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Dec 31, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 25, 2021
Property Address	1302 HARDIN DR, EL CAJON, CA 92020-7215
Document Number	0000740733
Map Reference	MAP 4075
Instrument Date	Oct 19, 2021
Instrument	2021-0740733
Transaction Type	Transfer
Record Updated	Nov 3, 2021
Title Company	LAWYERS TITLE-SD, LAWYERS TITLE SD

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1302 HARDIN DR, EL CAJON, CA 92020-7215

Mortgage

Document Number	0000740734
Date	Oct 25, 2021
Instrument	2021-0740734

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Nov 1, 2031

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 25, 2021
Property Address	1302 HARDIN DR, EL CAJON, CA 92020-7215
Document Number	0000740735
Map Reference	MAP 4075
Instrument Date	Oct 19, 2021
Instrument	2021-0740735
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1302 HARDIN DR, EL CAJON, CA 92020-7215

June 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 7, 2017
Property Address	1302 HARDIN DR, EL CAJON, CA 92020-7215
Document Number	0000254097
Instrument Date	May 23, 2017
Instrument	254097
Transaction Type	Transfer
Record Updated	Jun 13, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1302 HARDIN DR EL CAJON CA 920207215, EL CAJON, CA 92020-7215

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$87,571 (+2%) Land $22,564 Building $65,007
2025	$1,492.00 (+7.88%) Homeowner's exemption	$85,855 (+4.04%) Land $22,122 Building $63,733
2023	$1,383.00 (+1.39%) Homeowner's exemption	$82,523 Land $21,264 Building $61,259
2022	$1,364.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1978–1983)
Most Recent Claim	Mar 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Verizon, Wyyerd Connect.

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