1302 Freeman Ave, Chesapeake, VA 23324 Property Records

Chesapeake City property record for 1302 Freeman Ave, Chesapeake, VA 23324

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,652 sqft · built 1960
Lot Size	0.242 acres (10,542 sqft)
Owner	Individual Name on File
Last Sale	$167,000 (Sep 2010)
Tax Bill	$2,750 (2025)
Deeds & Mortgages	May 2023 Refinance Apr 2007 Second Mortgage + 2 more
APN	`1590000001860`

Property Details

APN / Parcel Number

Primary APN	`1590000001860`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,652 sqft Living Area
1st Floor Area	1,652 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 2005
Exterior Material	Brick
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asbestos
Lot Area	10,542 sqft (0.242 acres)
Lot Dimensions	116 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	1,120 sqft
Parking Spaces	4 Parking Spaces
Patio Area	560 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1302 FREEMAN AVE
City	CHESAPEAKE
State	VA
Zip	23324-1514
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8S: RESID
Legal Description	PT 2 GIBSON ACRES
Legal Subdivision	PORTLOCK TERRACE
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	3
Census Block	3015
Census Tract	20600

Owner

1302 Freeman Ave is owned and occupied by an individual who bought it in September 2010.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	1302 FREEMAN AVE, CHESAPEAKE, VA 23324-1514
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 1, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance NAVY FEDERAL CREDIT UNION
Apr 11, 2007	Deed of Trust, Mortgage · Stand-Alone Second Mortgage UNITED CAPITAL MORTGAGE
Apr 11, 2007	Deed of Trust, Mortgage · ARM UNITED CAPITAL MORTGAGE
Jun 29, 2006	Warranty Deed, Transfer · Conventional Mortgage UNITED CAPITAL MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2010 · Amount on File
Deed Sale	Sep 22, 2010 · Amount on File
Prior Sale	Feb 9, 2010 · Amount on File
Deed Book / Page	8216 / 8
Prior Transfer Date	Jan 5, 2010
Prior Transfer Doc	8047/794
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1302 FREEMAN AVE, CHESAPEAKE, VA 23324-1514
Transaction Type	Mortgage
Record Updated	May 8, 2026
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10657/1374
Date	May 1, 2023
Book Page	10657/1374
Instrument	230008676

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	360 Months
Due	May 1, 2053

Interest

Rate Type	Fixed Rate

April 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1302 FREEMAN AVE, CHESAPEAKE, VA 23324-1514
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	007031/520
Date	Apr 11, 2007
Book Page	7031/520

Lender

Name	UNITED CAPITAL MORTGAGE

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2022

Interest

Rate Type	Fixed Rate

April 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1302 FREEMAN AVE, CHESAPEAKE, VA 23324-1514
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	007031/498
Date	Apr 11, 2007
Book Page	7031/498

Lender

Name	UNITED CAPITAL MORTGAGE

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	May 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	6.63%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2012

June 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jun 29, 2006
Property Address	1302 FREEMAN AVE, CHESAPEAKE, VA 23324-1514
Document Number	006619/396
Book / Page	6619 / 396
Instrument Date	May 4, 2006
Transaction Type	Transfer
Record Updated	May 7, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0006619400
Date	Jun 29, 2006
Instrument	6619/400

Lender

Name	UNITED CAPITAL MTG

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1302 Freeman Ave was $2,750.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$296,200 (+8.78%) Land $120,000 Building $176,200	$296,200 (+8.78%) Land $120,000 Building $176,200
2025	$2,750.00	$272,300 Land $115,000 Building $157,300	$272,300 Land $115,000 Building $157,300
2023		$241,800 (+12.41%) Land $95,000 Building $146,800	$241,800 (+12.41%) Land $95,000 Building $146,800
2022		$215,100 Land $85,000 Building $130,100	$215,100 Land $85,000 Building $130,100
2019	$2,050.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1302 Freeman Ave; there have been 20 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 23 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	20 (1981–2019)
Claims Outside the SFHA	5 of 20
Most Recent Claim	Jun 2019 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 3 claims Hurricane Isabel, Sep 2003 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1302 Freeman Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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