Benton County property record for 1302 E Courage, Siloam Springs, AR 72761
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,390 sqft · built 2005 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $119,500 (Jun 2016) |
| Tax Bill | $1,647 (2026) |
| Deeds & Mortgages | Mar 2024 Line of Credit Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-05024-000 |
| Primary APN | 03-05024-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,390 sqft Living Area |
| Gross Area | 1,790 sqft |
| 1st Floor Area | 1,390 sqft |
| Flooring | Carpet |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Fiberglass |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 820 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 244 sqft |
| Deck Area | 168 sqft |
| Patio Area | 30 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1302 E COURAGE |
|---|---|
| City | SILOAM SPRINGS |
| State | AR |
| Zip | 72761-2079 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLAT 7/29/04 2004-764. |
| Legal Range | 33 |
| Legal Township | 18 |
| Legal Section | 32 |
| Legal Subdivision | PATRIOT PARK-SILOAM SPRINGS |
| Legal Block | D |
| Legal Lot Number | 22 |
| Jurisdiction | BENTON AR |
| Township / Civil Division | 12 |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 21101 |
1302 E Courage is owned and occupied by two individuals who acquired it in January 2020.
Source: Benton County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1302 E COURAGE, SILOAM SPRINGS, AR 72761-2079 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 6, 2024 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Feb 2, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage ARVEST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 3, 2016 · Amount on File |
| Deed Sale | Jun 3, 2016 · Amount on File |
| Prior Sale | Nov 5, 2014 · Amount on File |
| Deed Book / Page | 2016 / 31263 |
| Last Transfer Date | Jan 26, 2020 |
| Transfer Doc | 0000007414 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON AR |
| Property Address | 1302 E COURAGE, SILOAM SPRINGS, AR 72761-2079 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2024 |
| Name | Verified Name |
|---|
| Document Number | L202410572 |
|---|---|
| Date | Mar 6, 2024 |
| Instrument | L202410572 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | 650 S TRYON ST # 88, CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 5, 2054 |
| Change Frequency | Monthly |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BENTON AR |
| Recording Date | Feb 2, 2021 |
| Property Address | 1302 E COURAGE, SILOAM SPRINGS, AR 72761-2079 |
| Document Number | 2021007414 |
| Map Reference | PL 2004 PG 764 |
| Instrument Date | Jan 26, 2021 |
| Instrument | 2021007414 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1302 E COURAGE, SILOAM SPRINGS, AR 72761-2079 |
| Document Number | 2021007415 |
|---|---|
| Date | Feb 2, 2021 |
| Instrument | 2021007415 |
| Name | ARVEST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
The 2026 property tax bill for 1302 E Courage was $1,647, up 5.8% from the year before.
Source: Benton County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | Arkansas |
| County | Benton County |
| Municipality | Siloam Springs City |
| Unified School District | Siloam Springs Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,647.00 (+5.85%) | $43,345 (-) Land $10,400 Building $32,945 | $216,725 Land $52,000 Building $164,725 |
| 2025 | $1,556.00 Homeowner's exemption | $43,345 Land $10,400 Building $32,945 | |
| 2024 | $216,725 (+38.66%) Land $52,000 Building $164,725 | ||
| 2023 | $1,452.00 Homeowner's exemption | $31,260 Land $8,000 Building $23,260 | $156,300 Land $40,000 Building $116,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1302 E Courage in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1302 E Courage is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 93% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SILOAM SPRINGS WATERWORKS serves 23,940 people · EPA ID AR0000056 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jul 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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