1302 Culpepper Ridge Dr, Ballwin, MO 63021 Property Records

St. Louis County property record for 1302 Culpepper Ridge Dr, Ballwin, MO 63021

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,303 sqft · built 1981
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$218,000 (Apr 2004)
Tax Bill	$4,408 (2025)
Deeds & Mortgages	Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25Q-43-0392`

Property Details

APN / Parcel Number

Primary APN	`25Q-43-0392`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,303 sqft Living Area
Gross Area	3,106 sqft
1st Floor Area	833 sqft
Basement Area	320 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	114 ft deep x 106 ft wide
Terrain	Above Road/Slope
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	120 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1302 CULPEPPER RIDGE DR
City	BALLWIN
State	MO
Zip	63021-7527
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	WESTBROOKE PLAT 2 11 7 80 LOT 112
Legal Subdivision	WESTBROOKE PLAT 2
Legal Lot Number	112
Jurisdiction	ST LOUIS MO
Township / Civil Division	QUEENY
Census Block Group	1
Census Block	1002
Census Tract	217942

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1302 CULPEPPER RIDGE DR, BALLWIN, MO 63021-7527
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2004 · Amount on Record
Deed Sale	Apr 28, 2004 · Amount on Record
Prior Sale	Jul 15, 1998 · Amount on Record
Deed Document Number	20041301
Deed Book / Page	15804 / 99
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	1302 CULPEPPER RIDGE DR, BALLWIN, MO 63021-7527
Transaction Type	Mortgage
Record Updated	Sep 6, 2021
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1302 CULPEPPER RIDGE DR, BALLWIN, MO 63021-7527

Mortgage

Document Number	0249325495
Date	Jun 17, 2021
Book Page	24932/5495
Instrument	2021061700052

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$71,820 (-) Land $29,560 Building $42,260	$378,000 (-) Land $155,600 Building $222,400
2025	$4,408.00 (-2.61%)	$71,820 (+3.06%) Land $29,560 Building $42,260	$378,000 (+3.05%) Land $155,600 Building $222,400
2024	$4,526.00 (-0.9%)
2023	$4,567.00 (+15.74%)	$69,690 (+25.52%) Land $19,700 Building $49,990	$366,800 (+25.53%) Land $103,700 Building $263,100
2022	$3,946.00	$55,520 Land $19,700 Building $35,820
2021			$292,200 Land $103,700 Building $188,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2000)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRONTIER ESTATES private · serves 120 people · EPA ID MO6036101
Water Source	Groundwater
Last State Inspection	Mar 2026
Also Mapped Here	MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2023
Treatment and Procedure	Sanitary survey deficiency not corrected Sep 2015
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband, Wisper ISP.

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