San Joaquin County property record for 1302 Cochran Dr, Tracy, CA 95377
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,270 sqft · built 2000 |
| Lot Size | 0.149 acres (6,473 sqft) |
| Owner | Company Name on Record |
| Last Sale | $253,000 (Jun 2000) |
| Tax Bill | $5,798 (2025) |
| Deeds & Mortgages | Feb 2022 Reverse Mortgage Jul 2018 Reverse Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 238-400-580-000 |
| Primary APN | 238-400-580-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,270 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 6,473 sqft (0.149 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 238-400-58 |
|---|---|
| Street Address | 1302 COCHRAN DR |
| City | TRACY |
| State | CA |
| Zip | 95377-7901 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 01-FM PT OF 238-400-39 |
| Legal Subdivision | LYON CROSSROADS |
| Legal Block | 2 |
| Legal Lot Number | 48 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 5211 |
Source: San Joaquin County records, as of March 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1302 COCHRAN DR, TRACY, CA 95377-7901 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Feb 14, 2022 | Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC |
| Jul 10, 2018 | Deed of Trust, Mortgage · Reverse Mortgage ROYAL PACIFIC FUNDING CORP |
| Jul 16, 2020 | Deed of Trust, Mortgage · FHA Mortgage FINANCE AMERICA REVERSE LLC |
| Jul 16, 2020 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Feb 3, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Jul 2, 2018 | Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER |
| Apr 6, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 29, 2000 · Amount on Record |
| Deed Sale | Jun 29, 2000 · Amount on Record |
| Deed Document Number | 200072854 |
| Last Transfer Date | Nov 30, 2019 |
| Transfer Doc | 0000014704 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 1302 COCHRAN DR, TRACY, CA 95377-7901 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | TICOR TITLE RIVERSIDE |
| Name | Verified Name |
|---|---|
| Address | 1302 COCHRAN DR, TRACY, CA 95377-7901 |
| Document Number | 0000020175 |
|---|---|
| Date | Feb 14, 2022 |
| Instrument | 2022-020175 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | TULSA, OK 74133 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 915 Months |
| Due | May 24, 2098 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.3% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2022 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 8.3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 1302 COCHRAN DR, TRACY, CA 95377-7901 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | TICOR TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000075877 |
|---|---|
| Date | Jul 10, 2018 |
| Instrument | 2018-075877 |
| Name | ROYAL PACIFIC FUNDING CORP |
|---|---|
| Type | Funding / Finance Company |
| Address | COSTA MESA, CA 92626 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.77% |
| Type Change Date | Aug 1, 2019 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Max Rate At Change | 5% |
| Index | 1-Year LIBOR |
| Max Rate | 5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 1302 COCHRAN DR, TRACY, CA 95377-7901 |
| Document Number | 0000089127 |
| Instrument Date | Jul 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2020 |
| Title Company | TICOR TITLE RIVERSIDE |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 1302 COCHRAN DR TRACY CA 953777901, TRACY, CA 95377-7901 |
| Document Number | 0000089127 |
|---|---|
| Date | Jul 24, 2020 |
| Instrument | 89127 |
| Name | FINANCE AMERICA REVERSE LLC |
|---|---|
| Address | TULSA, OK 74133 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 936 Months |
| Due | Jul 23, 2098 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.98% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 1302 COCHRAN DR, TRACY, CA 95377-7901 |
| Document Number | 0000089128 |
| Instrument Date | Jul 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2020 |
| Title Company | TICOR TITLE RIVERSIDE |
| Name | Verified Name |
|---|---|
| Address | 1302 COCHRAN DR TRACY CA 953777901, TRACY, CA 95377-7901 |
| Document Number | 0000089128 |
|---|---|
| Date | Jul 24, 2020 |
| Instrument | 89128 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 936 Months |
| Due | Jul 23, 2098 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.98% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Feb 3, 2020 |
| Property Address | 1302 COCHRAN DR, TRACY, CA 95377-7901 |
| Document Number | 0000014704 |
| Instrument Date | Nov 30, 2019 |
| Instrument | 14704 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1302 COCHRAN DR TRACY CA 953777901, TRACY, CA 95377-7901 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 1302 COCHRAN DR, TRACY, CA 95377-7901 |
| Document Number | 0000075878 |
| Instrument Date | Jul 2, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2018 |
| Title Company | TICOR TITLE ORANGE COUNTY BR, TICOR TITLE ORANGE CNTY BR |
| Name | Verified Name |
|---|---|
| Address | 1302 COCHRAN DR TRACY CA 953777901, TRACY, CA 95377-7901 |
| Document Number | 0000075878 |
|---|---|
| Date | Jul 10, 2018 |
| Instrument | 75878 |
| Name | FEDERAL HSNG COMMISSIONER |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.77% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Apr 6, 2018 |
| Property Address | 1302 COCHRAN DR, TRACY, CA 95377-7901 |
| Document Number | 0000038440 |
| Instrument Date | Apr 3, 2018 |
| Instrument | 38440 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1302 COCHRAN DR TRACY CA 953777901, TRACY, CA 95377-7901 |
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Unified School District | Tracy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,798.00 (+9.09%) Homeowner's exemption | $388,680 (+4.04%) Land $153,688 Building $234,992 | |
| 2023 | $5,315.00 (-2.94%) Homeowner's exemption | $373,589 Land $147,721 Building $225,868 | $764,100 |
| 2022 | $5,476.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TRACY serves 98,215 people · EPA ID CA3910011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 620 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Matrix Broadband Fixed Wireless | 400 / 80 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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