1302 Clearlake Rd, Apt A, Cocoa, FL 32922 Property Records

Brevard County property record for 1302 Clearlake Rd, Apt A, Cocoa, FL 32922

Property Summary

Property Type	Quadplex
Details	2 bd · 2.5 ba · 3,000 sqft · built 1955
Lot Size	0.55 acres (23,958 sqft)
Owner	2 Individual Names on File
Last Sale	$412,000 (Oct 2025)
Tax Bill	$4,812 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Oct 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-36-20-51-*-6.04`

Property Details

APN / Parcel Number

Primary APN	`24-36-20-51-*-6.04`
Alternative APNs	`24-36-20-51-00000.0-0006.04` `2416608`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Units	8 Units
Stories	2 Stories
Building Area	3,000 sqft Living Area
Gross Area	3,152 sqft
1st Floor Area	1,500 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1995
Architectural Style	Quadruplex
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	23,958 sqft (0.55 acres)
View / Lot	Lake
Garage Type	Attached
Garage Area	160 sqft
Porch	Finished/Open Porch
Porch Area	152 sqft
Patio Area	152 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Account Number	2416608
Street Address	1302 CLEARLAKE RD, A
City	COCOA
State	FL
Zip	32922-6475
Property Category	Residential
Property Type	Residential > Multi-Unit > Quadplex
Local Zoning Code	CW
Legal Description	ATKINSON SUBD PART OF TRACT 6 AS DES IN ORB 2083 PG 25
Legal Range	36E
Legal Township	24S
Legal Section	20
Legal Subdivision	ATKINSON SUBD
Legal Tract	6
Legal Lot Number	6
Legal Unit	A-D
Jurisdiction	BREVARD FL
Township / Civil Division	COCOA-ROCKLEDGE
Census Block Group	2
Census Block	2018
Census Tract	62302

Owner

1302 Clearlake Rd, Apt A is owned by two individuals who bought it in October 2025.

Source: Brevard County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1302 CLEARLAKE RD, A, COCOA, FL 32922-6475
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage LUMINATE HOME LOANS INC
Oct 23, 2025	Warranty Deed, Transfer · Conventional Mortgage LUMINATE BANK
Jun 12, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2025 · Amount on File
Deed Sale	Oct 23, 2025 · Amount on File
Deed Document Number	2025213133
Deed Book / Page	10462 / 492
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Recording Date	Oct 8, 2026
Property Address	1302 CLEARLAKE RD, COCOA, FL 32922-6475
Document Number	0000206649
Book / Page	10746 / 266
Instrument Date	Oct 2, 2026
Instrument	2026206649
Transaction Type	Mortgage
Record Updated	Oct 20, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	1233 E 101ST ST, BROOKLYN, NY 11236-5032

Mortgage

Document Number	0000206649,
Date	Oct 8, 2026
Book Page	10746/266
Instrument	2026206649

Lender

Name	LUMINATE HOME LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Oct 23, 2025
Property Address	1302 CLEARLAKE RD APT A, A, COCOA, FL 32922-6475
Document Number	0104620492
Book / Page	10462 / 492
Instrument Date	Oct 14, 2025
Instrument	2025213133
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	SUPREME TITLE CLOSINGS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,884.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3949 INDIAN RIVER DR, COCOA, FL 32926-5941

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1302 CLEARLAKE RD # A-D, A, COCOA, FL 32922-6475

Mortgage

Document Number	0010462494
Date	Oct 23, 2025
Instrument	10462/494

Lender

Name	LUMINATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BREVARD FL
Recording Date	Jun 12, 2023
Property Address	1302 CLEARLAKE RD APT A, A, COCOA, FL 32922-6475
Document Number	0098111331
Book / Page	9811 / 1331
Instrument Date	Jun 6, 2023
Instrument	2023121701
Transaction Type	Transfer
Record Updated	Jan 16, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3949 INDIAN RIVER DR, COCOA, FL 32926-5941

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3949 INDIAN RIVER DR, COCOA, FL 32926-5941

Tax Assessment & Valuation

The 2025 property tax bill for 1302 Clearlake Rd, Apt A was $4,812, up 8.7% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$302,400 (-)	$302,400 (-)
2025	$4,812.00 (+8.7%)	$302,400 (-) Land $55,000 Building $247,400	$302,400 (-) Land $55,000 Building $247,400
2024	$4,427.00 (+12.73%)	$302,400 (+28.57%) Land $16,610 Building $285,790	$302,400 (+28.57%) Land $16,610 Building $285,790
2023	$3,927.00 (+25.83%)	$235,200 (+69.7%) Land $16,610 Building $218,590	$235,200 (+69.7%) Land $16,610 Building $218,590
2022	$3,121.00	$138,600 Land $16,610 Building $121,990	$138,600 Land $16,610 Building $121,990

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1302 Clearlake Rd, Apt A in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2004–2005)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2005 · Hurricane Wilma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1302 Clearlake Rd, Apt A has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COCOA serves 294,039 people · EPA ID FL3050223
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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