1302 Binder St, Aurora, IL 60505 Property Records

Kane County property record for 1302 Binder St, Aurora, IL 60505

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 968 sqft · built 1952
Lot Size	0.185 acres (8,052 sqft)
Owner	Individual Name on File
Last Sale	$113,000 (Oct 2005)
Tax Bill	$2,434 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Aug 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`15-26-482-009`

Property Details

APN / Parcel Number

Primary APN	`15-26-482-009`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	968 sqft Living Area
Gross Area	1,544 sqft
1st Floor Area	968 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Ranch
Construction Type	Frame
Lot Area	8,052 sqft (0.185 acres)
Lot Dimensions	132 ft deep x 61 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Window A/C
Water Source	Well

Location & Zoning

Street Address	1302 BINDER ST
City	AURORA
State	IL
Zip	60505-5424
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A P MOECHERS 4TH ADDN : LOT 56 LOT DIMENSIONS: 61 X 132 APPROX LOT SQ FT 8052 SUBDIVISION: MOECHERVILLE ADDN RANGE CODE: 001
Legal Subdivision	MOECHERVILLE ADDN
Legal Block	2
Legal Lot Number	56
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	2
Census Block	2036
Census Tract	854403

Owner

1302 Binder St is owned and occupied by an individual who acquired it in August 2025.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1302 BINDER ST, AURORA, IL 60505-5424
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK
Aug 3, 2023	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2005 · Amount on File
Deed Sale	Oct 19, 2005 · Amount on File
Prior Sale	Jul 16, 1998 · Amount on File
Deed Document Number	2005125704
Last Transfer Date	Aug 8, 2025
Transfer Doc	0000030088
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Recording Date	Apr 30, 2026
Property Address	1302 BINDER ST, AURORA, IL 60505-5424
Document Number	0000017528
Instrument Date	Apr 17, 2026
Instrument	202617528
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1302 BINDER ST, AURORA, IL 60505-5424

Mortgage

Document Number	0000017528,
Date	Apr 30, 2026
Instrument	202617528

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 1, 2046

Interest

Rate Type	Fixed Rate
Rate	5.88%
Initial Type	Fixed Rate
Max Rate	-1%

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1302 BINDER ST, AURORA, IL 60505-5424
Transaction Type	Mortgage
Record Updated	Aug 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1302 BINDER ST, AURORA, IL 60505-5424

Mortgage

Document Number	0000026269
Date	Aug 3, 2023
Instrument	2023K026269

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jul 25, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1302 Binder St was $2,434, up 9.9% from the year before.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,434.00 (+9.94%)	$53,046 (+14.68%) Land $4,460 Building $48,586	$159,202 (+14.68%) Land $13,385 Building $145,816
2024	$2,214.00	$46,256 Land $4,077 Building $42,179	$138,824 Land $12,236 Building $126,588
2022	$1,791.00 (+1.99%) Homeowner's exemption	$35,781 (+7.41%) Land $3,324 Building $32,457	$107,343 (+7.41%) Land $9,972 Building $97,371
2021	$1,756.00 Homeowner's exemption	$33,313 Land $3,095 Building $30,218	$99,939 Land $9,285 Building $90,654

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1302 Binder St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1302 Binder St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA ILLINOIS-MOECHERVILLE private · serves 920 people · EPA ID IL0895300
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 592 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Watch TV.

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