1302 Bancroft Ave, Colonial Beach, VA 22443 Property Records

Westmoreland County property record for 1302 Bancroft Ave, Colonial Beach, VA 22443

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,013 sqft · built 1980
Lot Size	0.052 acres (2,271 sqft)
Owner	2 Individual Names on File
Last Sale	$84,000 (Oct 2018)
Tax Bill	$423 (2025)
Deeds & Mortgages	Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3A1-2-10-5B`

Property Details

APN / Parcel Number

Primary APN	`3A1-2-10-5B`
Alternative APN	`22885`

Interior

Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,013 sqft Living Area
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	2,271 sqft (0.052 acres)
Porch	Slab
Shed	1 Shed
Shed Area	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	22885
Street Address	1302 BANCROFT AVE
City	COLONIAL BEACH
State	VA
Zip	22443-2904
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DB
Legal Description	WEST CENTER OF LOTS 5 & 6 BK 10DB 912 PG 1692 R/S
Legal Block	10
Legal Lot Number	5-6
Jurisdiction	WESTMORELAND VA
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2077
Census Tract	10402

Owner

1302 Bancroft Ave is owned by two individuals who bought it in October 2018.

Source: Westmoreland County records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4124 WINDYMILLE DR, PORTSMOUTH, VA 23703-1934
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2018 · Amount on File
Deed Sale	Oct 29, 2018 · Amount on File
Deed Document Number	20189121692
Record Updated	Sep 20, 2026

October 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WESTMORELAND VA
Recording Date	Oct 29, 2018
Property Address	1302 BANCROFT AVE, COLONIAL BEACH, VA 22443-2904
Document Number	0009121692
Instrument Date	Oct 22, 2018
Instrument	09121692
Transaction Type	Transfer
Record Updated	Jan 13, 2022
Title Company	TERRY TITLE, TERRYS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4124 WINDYMILLE DR, PORTSMOUTH, VA 23703-1934

Mortgage

Document Number	0009121694
Date	Oct 29, 2018
Instrument	09121694

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1302 Bancroft Ave was $423.

Source: Westmoreland County assessment roll, as of January 8, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Colonial Beach Town
County	Westmoreland County
Unified School District	Colonial Beach Town Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$423.00	$100,900 Land $39,200 Building $61,700	$100,900 Land $39,200 Building $61,700
2023		$100,900 Land $39,200 Building $61,700	$100,900 Land $39,200 Building $61,700
2022	$403.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1302 Bancroft Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 95 individual policies
Nearby Flood Policies	103 units insured incl. 8 condo units
Nearby Flood Claims	3 (2015–2023)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Nov 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1302 Bancroft Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF COLONIAL BEACH serves 3,875 people · EPA ID VA4193280
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20