1302 16th St, Los Osos, CA 93402 Property Records

San Luis Obispo County property record for 1302 16th St, Los Osos, CA 93402

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 975 sqft · built 1976
Lot Size0.144 acres (6,250 sqft)
OwnerIndividual Name on File
Tax Bill$4,063 (2025)
Deeds & MortgagesMar 2022 Reverse Mortgage
Flood ZoneZone X (minimal risk)
APN038-251-001

Property Details

APN / Parcel Number

Primary APN038-251-001

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area975 sqft Living Area
1st Floor Area975 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Construction TypeWood
Lot Area6,250 sqft (0.144 acres)

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
SewerSeptic

Location & Zoning

Street Address1302 16TH ST
CityLOS OSOS
StateCA
Zip93402-1455
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF
Legal DescriptionTN EL MORO BL 50 LTS 47 & 48
Legal SubdivisionWOODS
Legal Block50
Legal Lot Number47,48
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group2
Census Block2007
Census Tract10703

Owner

1302 16th St is owned and occupied by an individual who acquired it in May 2016.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of RecordIndividual Name on File
Mailing Address1302 16TH ST, LOS OSOS, CA 93402-1455
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMay 27, 2016
Transfer Doc0000024939
Record UpdatedSep 20, 2026

March 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateMar 11, 2022
Property Address1302 16TH ST, LOS OSOS, CA 93402-1455
Document Number0000011136
Map ReferenceMB A PG 80
Instrument DateFeb 17, 2022
Instrument2022011136
Transaction TypeTransfer
Record UpdatedMar 22, 2022
Title CompanyNOT AVAILABLE, FNC TITLE OF CALIFORNIA

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1302 16TH ST, LOS OSOS, CA 93402-1455

Mortgage

Document Number0000011137
DateMar 11, 2022
Instrument2022011137
Lender
NameHIGHTECHLENDING INC
TypeMortgage Company
Agreement
TypeReverse Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Rate3.58%
AdjustableAdjustable Rate Rider
Type Change DateApr 1, 2022
Change FrequencyMonthly
Index1-Year CMT
Max Rate8.58%

Tax Assessment & Valuation

The 2025 property tax bill for 1302 16th St was $4,063 with a homeowner's exemption.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictSan Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$148,303 (+2%) Land $61,129 Building $87,174
2025$4,063.00 Homeowner's exemption$145,396 Land $59,931 Building $85,465
2023$3,967.00 (+4.86%) Homeowner's exemption$139,752 Land $57,604 Building $82,148
2022$3,783.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1302 16th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1302 16th St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 77% of California
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOS OSOS COMMUNITY SERVICES DISTRICT
serves 7,086 people · EPA ID CA4010016
Water SourceGroundwater
Last State InspectionMar 2023
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Starlink
Satellite
280 / 30

May also be available: Astound Broadband, Peak WiFi, Surfnet Communications.

Nearby Properties on 16th St

Nearby Streets

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