1302 12th St, Los Osos, CA 93402 Property Records

San Luis Obispo County property record for 1302 12th St, Los Osos, CA 93402

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,688 sqft · built 1983
Lot Size	0.144 acres (6,250 sqft)
Owner	Company Name on File
Tax Bill	$6,365 (2025)
Deeds & Mortgages	May 2024 Transfer Sep 2019 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`038-231-001`

Property Details

APN / Parcel Number

Primary APN	`038-231-001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,688 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	6,250 sqft (0.144 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Street Address	1302 12TH ST
City	LOS OSOS
State	CA
Zip	93402-1319
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	TN EL MORO BL 54 LTS 47 & 48
Legal Subdivision	EL MORO
Legal Block	54
Legal Lot Number	47,48
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	2
Census Block	2009
Census Tract	10701

Owner

1302 12th St is owned by a company that acquired it in September 1997 and is owner-occupied.

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	1302 12TH ST, LOS OSOS, CA 93402-1319
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
May 1, 2024	Intrafamily Transfer, Transfer
Sep 4, 2019	Quit Claim Deed, Transfer STEWART TITLE, STEWART TITLE/CA
Sep 3, 2019	Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LNS
Feb 16, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 30, 1997
Transfer Doc	0000065391
Record Updated	Oct 29, 2026

May 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	May 1, 2024
Property Address	1302 12TH ST, LOS OSOS, CA 93402-1319
Document Number	0000011537
Map Reference	MB A PG 80
Instrument Date	Apr 8, 2024
Instrument	2024011537
Transaction Type	Transfer
Record Updated	May 14, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1302 12TH ST, LOS OSOS, CA 93402-1319

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Sep 4, 2019
Property Address	1302 12TH ST, LOS OSOS, CA 93402-1319
Document Number	0000036831
Instrument Date	Aug 20, 2019
Instrument	36831
Transaction Type	Transfer
Record Updated	Sep 18, 2019
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1302 12TH ST LOS OSOS CA 934021319, LOS OSOS, CA 93402-1319

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Sep 3, 2019
Property Address	1302 12TH ST, LOS OSOS, CA 93402-1319
Document Number	0000036628
Instrument Date	Aug 20, 2019
Instrument	36628
Transaction Type	Transfer
Record Updated	Sep 12, 2019
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1302 12TH ST LOS OSOS CA 934021319, LOS OSOS, CA 93402-1319

Mortgage

Document Number	36629
Date	Sep 3, 2019
Instrument	36629

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 2, 2049

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Feb 16, 2017
Property Address	1302 12TH ST, LOS OSOS, CA 93402-1319
Document Number	0000007566
Instrument Date	Feb 15, 2017
Instrument	7566
Transaction Type	Transfer
Record Updated	Mar 13, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1302 12TH ST LOS OSOS CA 934021319, LOS OSOS, CA 93402-1319

Tax Assessment & Valuation

The 2025 property tax bill for 1302 12th St was $6,365 with a homeowner's exemption.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	San Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$256,406 (+2%) Land $69,714 Building $186,692
2025	$6,365.00 Homeowner's exemption	$251,380 Land $68,348 Building $183,032
2023	$5,462.00 (-0.73%) Homeowner's exemption	$241,621 Land $65,695 Building $175,926
2022	$5,502.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1302 12th St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1998–2012)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Apr 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1302 12th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOS OSOS COMMUNITY SERVICES DISTRICT serves 7,086 people · EPA ID CA4010016
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Astound Broadband, Peak WiFi, Surfnet Communications.

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