Chesterfield County property record for 13019 Harrowgate Rd, Chester, VA 23831
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,760 sqft · built 1964 |
| Lot Size | 0.504 acres (21,954 sqft) |
| Owner | Company Name on File |
| Last Sale | $306,000 (Nov 2022) |
| Tax Bill | $3,260 (2026) |
| Deeds & Mortgages | Aug 2023 Refinance Nov 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 13203050D00D002 |
| Primary APN | 13203050D00D002 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,760 sqft Finished Area |
| Basement Area | 1,482 sqft |
| Finished Basement | 1,290 sqft |
| Unfinished Basement | 192 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Foundation Type | Masonry |
| Roof Material | Composition Shingle |
| Lot Area | 21,954 sqft (0.504 acres) |
| Porch | Slab |
| Porch Area | 12 sqft |
| Patio Area | 357 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Oil |
| Account Number | 497721000 |
|---|---|
| Street Address | 13019 HARROWGATE RD |
| City | CHESTER |
| State | VA |
| Zip | 23831-4522 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A - AGRICU |
| Legal Description | VICTORIA HILLS L 2 BK D SEC D |
| Legal Subdivision | VICTORIA HILLS |
| Legal Block | D |
| Legal Lot Number | 2 |
| Jurisdiction | CHESTERFIELD VA |
| Township / Civil Division | BERMUDA |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 100506 |
13019 Harrowgate Rd is owned by a company that bought it in November 2022.
Source: Chesterfield County records, as of October 1, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3225 MCLEOD DR, 777, LAS VEGAS, NV 89121-2257 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 4, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC |
| Nov 21, 2022 | Warranty Deed, Transfer · VA Mortgage C&F MORTGAGE CORPORATION |
| Oct 3, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ALCOVA MORTGAGE LLC |
| Feb 11, 2019 | Warranty Deed, Transfer · FHA Mortgage ALCOVA MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 21, 2022 · Amount on File |
| Deed Sale | Nov 21, 2022 · Amount on File |
| Prior Sale | Feb 11, 2019 · Amount on File |
| Deed Document Number | 202248058 |
| Deed Book / Page | 14141 / 731 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 13019 HARROWGATE RD, CHESTER, VA 23831-4522 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2023 |
| Name | Verified Name |
|---|
| Document Number | 014336-691 |
|---|---|
| Date | Aug 4, 2023 |
| Book Page | 14336/691 |
| Instrument | 2023023009 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Recording Date | Nov 21, 2022 |
| Property Address | 13019 HARROWGATE RD, CHESTER, VA 23831-4522 |
| Document Number | 014141-731 |
| Book / Page | 14141 / 731 |
| Instrument Date | Oct 24, 2022 |
| Instrument | 2022048058 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13019 HARROWGATE RD, CHESTER, VA 23831-4522 |
| Document Number | 2022048059 |
|---|---|
| Date | Nov 21, 2022 |
| Instrument | 2022048059 |
| Name | C&F MORTGAGE CORPORATION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 13019 HARROWGATE RD, CHESTER, VA 23831-4522 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 014102-422 |
|---|---|
| Date | Oct 3, 2022 |
| Book Page | 14102/422 |
| Instrument | 2022042413 |
| Name | ALCOVA MORTGAGE LLC |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Oct 1, 2023 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Recording Date | Feb 11, 2019 |
| Property Address | 13019 HARROWGATE RD, CHESTER, VA 23831-4522 |
| Document Number | 12220278 |
| Book / Page | 012220 / 000278 |
| Instrument Date | Jan 31, 2019 |
| Instrument | 4858 |
| Transaction Type | Transfer |
| Record Updated | Feb 26, 2019 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $205.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13010 HARROWGATE RD CHESTER VA 23831, CHESTER, VA 23831 |
| Document Number | 12220284 |
|---|---|
| Date | Feb 11, 2019 |
| Book Page | 012220/000284 |
| Instrument | 4859 |
| Name | ALCOVA MTG |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 13019 Harrowgate Rd was $3,260.
Source: Chesterfield County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Chesterfield County |
| Unified School District | Chesterfield County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,260.00 | $363,500 (+5.58%) Land $85,800 Building $277,700 | $363,500 (+5.58%) Land $85,800 Building $277,700 |
| 2025 | $344,300 Land $81,900 Building $262,400 | $344,300 Land $81,900 Building $262,400 | |
| 2023 | $2,628.00 | $286,100 Land $79,300 Building $206,800 | $286,100 Land $79,300 Building $206,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13019 Harrowgate Rd in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 13019 Harrowgate Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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