13019 Chipstead Rd, Chester, VA 23831 Property Records

Chesterfield County property record for 13019 Chipstead Rd, Chester, VA 23831

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,780 sqft · built 1998
Lot Size	0.381 acres (16,596 sqft)
Owner	2 Individual Names on File
Last Sale	$470,000 (Mar 2022)
Tax Bill	$25 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Mar 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`792-64-86-55-700-000`

Property Details

APN / Parcel Number

Primary APN	`792-64-86-55-700-000`
Alternative APN	`442260000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,780 sqft Finished Area
1st Floor Area	440 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	16,596 sqft (0.381 acres)
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Deck Area	204 sqft
Patio Area	516 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	442260000
Street Address	13019 CHIPSTEAD RD
City	CHESTER
State	VA
Zip	23831-4664
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7 - SINGL
Legal Description	HIDDEN VALLEY EST SEC6 000-053
Legal Subdivision	HIDDEN VALLEY ESTATES
Legal Lot Number	53
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	BERMUDA
Census Block Group	1
Census Block	1000
Census Tract	100506

Owner

13019 Chipstead Rd is owned and occupied by two individuals who bought it in March 2022.

Source: Chesterfield County records, as of June 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13019 CHIPSTEAD RD, CHESTER, VA 23831-4664
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2026	Deed of Trust, Mortgage · VA Mortgage AMERISAVE MORTGAGE CORPORATION
Mar 31, 2022	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE LLC
Jun 10, 2020	Deed of Trust, Mortgage · VA Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2022 · Amount on File
Deed Sale	Mar 31, 2022 · Amount on File
Prior Sale	Feb 5, 2016 · Amount on File
Deed Document Number	202215285
Deed Book / Page	13908 / 974
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Recording Date	Aug 14, 2026
Property Address	13019 CHIPSTEAD RD, CHESTER, VA 23831-4664
Document Number	0000029984
Book / Page	15345 / 795
Instrument Date	Aug 14, 2026
Instrument	202629984
Transaction Type	Mortgage
Record Updated	Aug 25, 2026
Title Company	2020 TITLE LLC, MARISA SILVA 2020 TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13019 CHIPSTEAD RD, CHESTER, VA 23831-4664

Mortgage

Document Number	0000029984,
Date	Aug 14, 2026
Book Page	15345/795
Instrument	202629984

Lender

Name	AMERISAVE MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Mar 31, 2022
Property Address	13019 CHIPSTEAD RD, CHESTER, VA 23831-4664
Document Number	013908-974
Book / Page	13908 / 974
Instrument Date	Mar 18, 2022
Instrument	2022015285
Transaction Type	Transfer
Record Updated	Apr 20, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13019 CHIPSTEAD RD, CHESTER, VA 23831-4664

Mortgage

Document Number	2022015286
Date	Mar 31, 2022
Instrument	2022015286

Lender

Name	UNITED WHOLESALE MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

Interest

Rate Type	Fixed Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	13019 CHIPSTEAD RD, CHESTER, VA 23831-4664
Document Number	1279683
Instrument Date	Jun 10, 2020
Transaction Type	Mortgage
Record Updated	Jun 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13019 CHIPSTEAD RD CHESTER VA 238314664, CHESTER, VA 23831-4664

Mortgage

Document Number	1279683
Date	Jun 15, 2020
Book Page	012796/000083
Instrument	27569

Lender

Name	PENNYMAC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 14, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 13019 Chipstead Rd was $25.

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$25.00	$587,900 (+3.09%) Land $83,000 Building $504,900	$587,900 (+3.09%) Land $83,000 Building $504,900
2025		$570,300 Land $83,000 Building $487,300	$570,300 Land $83,000 Building $487,300
2023	$4,493.00	$491,000 Land $81,000 Building $410,000	$491,000 Land $81,000 Building $410,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13019 Chipstead Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13019 Chipstead Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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