13017 Jesse Smith Rd, Mount Airy, MD 21771 Property Records

Frederick County property record for 13017 Jesse Smith Rd, Mount Airy, MD 21771

Property Summary

Property Type	Single Family Home
Details	4 ba · 4,981 sqft · built 2007
Lot Size	7.88 acres (343,253 sqft)
Owner	Individual Name on File
Last Sale	$992,000 (Jan 2023)
Tax Bill	$9,980 (2023)
Deeds & Mortgages	May 2021 Mortgage Jun 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-401886`

Property Details

APN / Parcel Number

Primary APN	`18-401886`
Alternative APN	`401886`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,981 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	343,253 sqft (7.88 acres)
Garage Type	Attached
Garage Area	747 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	135 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	401886
Street Address	13017 JESSE SMITH RD
City	MOUNT AIRY
State	MD
Zip	21771-5905
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	LOT 2 SECTION 1 7.88 ACRES BROWNING'S HOPE
Legal Lot Number	2
Jurisdiction	FREDERICK MD
Township / Civil Division	18, WOODVILLE
Census Block Group	1
Census Block	1008
Census Tract	751802

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

13017 Jesse Smith Rd is owned and occupied by an individual who bought it in January 2023.

Source: Frederick County records, as of September 25, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	13017 JESSE SMITH RD, MOUNT AIRY, MD 21771-5905
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Jun 26, 2023	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Jan 24, 2023	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 24, 2023 · Amount on File
Deed Sale	Jan 24, 2023 · Amount on File
Prior Sale	Sep 1, 2005 · Amount on File
Deed Document Number	0016305499
Deed Book / Page	16305 / 499
Record Updated	Jun 7, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	13017 JESSE SMITH RD, MOUNT AIRY, MD 21771-5905
Transaction Type	Mortgage
Record Updated	Sep 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0148390432
Date	May 4, 2021
Book Page	14839/432

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Apr 1, 2051

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	13017 JESSE SMITH RD, MOUNT AIRY, MD 21771-5905
Transaction Type	Mortgage
Record Updated	Sep 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0164950058
Date	Jun 26, 2023
Book Page	16495/58

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 24, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jan 24, 2023
Property Address	13017 JESSE SMITH RD, MOUNT AIRY, MD 21771-5905
Document Number	0163050499
Book / Page	16305 / 499
Map Reference	MB 78 PL 145
Instrument Date	Nov 10, 2022
Transaction Type	Transfer
Record Updated	Sep 27, 2023
Title Company	EASTERN TITLE AND SETTLEMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,960.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	13017 JESSE SMITH RD, MOUNT AIRY, MD 21771-5905

Mortgage

Document Number	0016305505
Date	Jan 24, 2023
Instrument	16305/505

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$9,980.00	$844,100	$881,700 Land $174,000 Building $707,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13017 Jesse Smith Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 13017 Jesse Smith Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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