13013 Gratiot Rd, Hemlock, MI 48626 Property Records

Saginaw County property record for 13013 Gratiot Rd, Hemlock, MI 48626

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,504 sqft · built 1978
Lot Size	0.733 acres (31,929 sqft)
Owner	Individual Name on Record
Last Sale	$167,000 (Jan 2024)
Tax Bill	$3,808 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-12-2-25-4011-000`

Property Details

APN / Parcel Number

Primary APN	`22-12-2-25-4011-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,504 sqft Living Area
1st Floor Area	914 sqft
Basement Area	914 sqft
Finished Basement	914 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	31,929 sqft (0.733 acres)
Lot Dimensions	242 ft deep x 132 ft wide
Garage Area	648 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	482 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	13013 GRATIOT RD
City	HEMLOCK
State	MI
Zip	48626-9414
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	N 241.88 FT OF E 132.06 FT OF N 1/2 OF N 1/2 OF SE 1/4 -- 0.73 ACRE SEC 25 T12N R2E
Legal Range	02E
Legal Township	12N
Legal Section	25
Jurisdiction	SAGINAW MI
Township / Civil Division	RICHLAND
Census Block Group	3
Census Block	3002
Census Tract	12100

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	646 S PATTERSON RD, MIDLAND, MI 48640-8980
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 2, 2024 · Amount on Record
Deed Sale	Jan 2, 2024 · Amount on Record
Prior Sale	Aug 30, 2004 · Amount on Record
Deed Document Number	2024179
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Jan 2, 2024
Property Address	13013 GRATIOT RD, HEMLOCK, MI 48626-9414
Document Number	0000000179
Instrument Date	Dec 27, 2023
Instrument	2024000179
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	CROSSROADS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,252.50
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13013 GRATIOT RD, HEMLOCK, MI 48626-9414

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	646 S PATTERSON RD, MIDLAND, MI 48640-8980

Mortgage

Document Number	0000000180
Date	Jan 2, 2024
Instrument	2024000180

Lender

Name	DOW CHEMICAL EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Richland Township
Unified School District	Hemlock Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$104,900 (+2.94%)	$209,800 (+2.94%)
2025	$3,808.00 (+45.18%) Homeowner's exemption
2023		$101,900	$203,800
2022	$2,623.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LakeNet Fiber	1,000 / 500
Spectrum Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Gratiot Rd

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