Lake County property record for 13012 Coldwater Loop, Clermont, FL 34711 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2024 |
| Square Footage | 3,026 sqft Living Area |
| Lot Size | 10,525 sqft (0.242 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $210,000 (2011) |
| Tax Bill | $3,877.00 (2024) |
| Primary APN | 07-23-26-1500-000-02100 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 3,026 sqft Living Area |
| Gross Area | 3,618 sqft Gross Area |
| 1st Floor | 2,446 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Brick Exterior |
| Construction Type | Frame Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 10,525 sqft (0.242 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 592 sqft Garage |
| Pool Area | 364 sqft Pool |
|---|---|
| Deck Area | Deck Area |
| Patio Area | 314 sqft Patio |
| Porch Area | 640 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 3836955 |
|---|---|
| Street Address | 13012 COLDWATER LOOP |
| City | CLERMONT |
| State | FL |
| Zip | 34711-8014 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | OVERLOOK AT LAKE LOUISA PHASE I PB 54 PG 25-30 LOT 21 ORB 4042 PG 476 ORB 6412 PG 1218 |
| Legal Range | 26E |
| Legal Township | 23S |
| Legal Section | 7 |
| Legal Subdivision | OVERLOOK AT LAKE LOUISA PHASE I |
| Legal Tract | A-E |
| Legal Block | 3 |
| Legal Lot Number | 21 |
| Jurisdiction | LAKE FL |
| Minor Civil Division | CLERMONT |
| Census Blockgroup | 3 |
| Census Block | 3003 |
| Census Tract | 31316 |
Source: Lake County records · APN 07-23-26-1500-000-02100
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13012 COLDWATER LOOP, CLERMONT, FL 34711-8014 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Apr 20, 2017 | Deed of Trust, Mortgage · Line of Credit SEACOAST NATIONAL BANK |
| Jan 17, 2017 | Deed of Trust, Mortgage · Conventional Mortgage INSIGHT CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 14, 2011 · Amount on Record |
| Deed Sale | Jun 14, 2011 · Amount on Record |
| Prior Sale | Mar 06, 2006 · Amount on Record |
| Deed Doc Number | 201155821 |
| Deed Book / Page | 4042 / 476 |
| Last Transfer Date | Oct 04, 2024 |
| Transfer Doc | 0064121218 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 13012 COLDWATER LOOP, CLERMONT, FL 34711-8014 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0049330281 |
|---|---|
| Date | Apr 20, 2017 |
| Book Page | 4933/0281 |
| Instrument | 2017043118 |
| Name | SEACOAST NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | STUART, FL 34995 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 04, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 13012 COLDWATER LOOP, CLERMONT, FL 34711-8014 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0048892331 |
|---|---|
| Date | Jan 17, 2017 |
| Book Page | 4889/2331 |
| Instrument | 2017005201 |
| Name | INSIGHT CU |
|---|---|
| Type | Credit Union |
| Address | ORLANDO, FL 32810 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 01, 2032 |
Source: Lake County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $283,360 (+2.9%) | $486,478 (-0.03%) Land $100,000 Building $386,478 | |
| 2025 | $275,380 (+5.98%) Land $100,000 Building $175,380 | $486,611 (+2.93%) Land $100,000 Building $386,611 | |
| 2024 | $3,877.00 (+7.37%) | ||
| 2023 | $3,611.00 (+8.93%) Homeowner's exemption | $259,830 (+3%) | $472,777 (+16.01%) Land $100,000 Building $372,777 |
| 2022 | $3,315.00 Homeowner's exemption | $252,270 | $407,542 Land $75,250 Building $332,292 |
Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 32% of the US · above 8% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 3,030 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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