13012 Broad St, Carmel, IN 46032 Property Records

Hamilton County property record for 13012 Broad St, Carmel, IN 46032

Property Summary

Property TypeSingle Family Home
Details4 bd · 5.5 ba · 9,533 sqft · built 2000
Lot Size0.36 acres (15,682 sqft)
Owner2 Individual Names on Record
Tax Bill$15,937 (2024)
Deeds & MortgagesOct 2026 Line of Credit
Nov 2021 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN29-09-28-002-008.000-018

Property Details

APN / Parcel Number

Primary APN29-09-28-002-008.000-018
Alternative APN
  • 1709280002008000

Interior

Bedrooms4 Beds
Full Baths5.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures28 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area9,533 sqft Living Area
Gross Area11,811 sqft
1st Floor Area9,833 sqft
2nd Floor Area2,902 sqft
Basement Area2,103 sqft
Finished Basement1,803 sqft
Unfinished Basement300 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2001
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area15,682 sqft (0.36 acres)
Lot Dimensions160 ft deep x 93.6 ft wide
Garage TypeAttached
Garage Area1,978 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address13012 BROAD ST
CityCARMEL
StateIN
Zip46032-7224
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE .36, SECTION 28, TOWNSHIP 18, RANGE 3, VILLAGE OF WESTCLAY, SECTION 10005, LOT 430, IRREGULAR SHAPE
Legal Range03
Legal Township18
Legal Section28
Legal SubdivisionVILLAGE OF WESTCLAY SECTION 10005
Legal Lot Number430
JurisdictionHAMILTON IN
Township / Civil DivisionCLAY
Census Block Group1
Census Block1019
Census Tract111009

Owner

Source: Hamilton County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address13012 BROAD ST, CARMEL, IN 46032-7224
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 6, 2026Deed of Trust, Mortgage · Line of Credit
NATIONAL BANK OF INDIANAPOLIS
Nov 18, 2021Warranty Deed, Transfer
Apr 30, 2021Warranty Deed, Transfer · Conventional Mortgage
FIFTH THIRD BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 18, 2021
Deed SaleNov 18, 2021
Prior SaleApr 30, 2021 · Amount on Record
Deed Document Number202183324
Record UpdatedOct 29, 2026

October 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Recording DateOct 6, 2026
Property Address13012 BROAD ST, CARMEL, IN 46032-7224
Document Number0000045977
Instrument DateSep 30, 2026
Instrument202645977
Transaction TypeMortgage
Record UpdatedOct 16, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address13012 BROAD ST, CARMEL, IN 46032-7224

Mortgage

Document Number0000045977,
DateOct 6, 2026
Instrument202645977
Lender
NameNATIONAL BANK OF INDIANAPOLIS
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueSep 30, 2036
Interest
Rate TypeAdjustable Rate
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON IN
Recording DateNov 18, 2021
Property Address13012 BROAD ST, CARMEL, IN 46032-7224
Document Number0000083324
Map ReferenceDOC 9946966
Instrument DateNov 15, 2021
Instrument2021083324
Transaction TypeTransfer
Record UpdatedFeb 7, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON IN
Recording DateApr 30, 2021
Property Address13012 BROAD ST, CARMEL, IN 46032-7224
Document Number0000032556
Map ReferenceDOC 9946966
Instrument DateApr 26, 2021
Instrument2021032556
Transaction TypeTransfer
Record UpdatedFeb 7, 2023
Title CompanyMTC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13012 BROAD ST, CARMEL, IN 46032-7224

Mortgage

Document Number0000032557
DateApr 30, 2021
Instrument2021032557
Lender
NameFIFTH THIRD BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionClay Township
MunicipalityCarmel City
Unified School DistrictCarmel Clay Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,726,900 (+25.42%) Land $249,100 Building $1,477,800$1,726,900 (+25.42%) Land $249,100 Building $1,477,800
2024$15,937.00 (+0.61%)$1,376,900 (-) Land $249,100 Building $1,127,800$1,376,900 (-) Land $249,100 Building $1,127,800
2023$15,840.00 (-22.23%)$1,376,900 (+9%) Land $249,100 Building $1,127,800$1,376,900 (+9%) Land $249,100 Building $1,127,800
2022$20,367.00 Homeowner's exemption$1,263,200 Land $199,300 Building $1,063,900$1,263,200 Land $199,300 Building $1,063,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMEL WATER DEPARTMENT
serves 99,927 people · EPA ID IN5229004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2024
E. coli
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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