13011 FM 902, Howe, TX 75459 Property Records

Grayson County property record for 13011 FM 902, Howe, TX 75459

Property Summary

Property Type	Rural Home
Details	2 ba · 2,646 sqft · built 1985
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Tax Bill	$879 (2024)
Deeds & Mortgages	May 2019 Transfer Feb 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`222 048803901`

Property Details

APN / Parcel Number

Primary APN	`222 048803901`
Alternative APN	`128636`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,646 sqft Living Area
Gross Area	3,146 sqft
1st Floor Area	2,646 sqft
Upper Floors Area	700 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2015
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)
Garage Type	Mixed
Garage Area	500 sqft
Carport	Carport
Carport Area	550 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	559 sqft
Deck Area	240 sqft
Patio Area	240 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	128636
Old Parcel Number	222 048803901
Street Address	13011 FM 902
City	HOWE
State	TX
Zip	75459-2015
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	G-0488 HERNANDEZ A A-G0488, ACRES 3.0
Legal Subdivision	HERNANDEZ A A-G0488
Jurisdiction	GRAYSON TX
Township / Civil Division	SOUTHWEST GRAYSON
Census Block Group	4
Census Block	4023
Census Tract	1901

Owner

Source: Grayson County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	13011 FM 902, HOWE, TX 75459-2015
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 27, 2019	Deed of Trust, Mortgage INDEPENDENT BK
Apr 30, 2018	Trustee's Deed, Construction Loan · Construction Mortgage INDEPENDENT BK WACO BOSQUE

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Transfer Date	May 10, 2019
Transfer Doc	0000010848
Record Updated	Jun 8, 2026

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GRAYSON TX
Recording Date	May 10, 2019
Property Address	13011 FM 902, HOWE, TX 75459-2015
Document Number	0000010848
Instrument Date	May 8, 2019
Instrument	10848
Transaction Type	Transfer
Record Updated	May 22, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	13011 FM 902 HOWE TX 754592015, HOWE, TX 75459-2015

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	13011 FM 902, HOWE, TX 75459-2015
Document Number	0000004574
Instrument Date	Feb 27, 2019
Transaction Type	Mortgage
Record Updated	Mar 22, 2019
Title Company	RED RIVER TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13011 FM 902 DORCHESTER TX 754592015, DORCHESTER, TX 75459-2015

Mortgage

Document Number	0000004574
Date	Mar 4, 2019
Instrument	4574

Lender

Name	INDEPENDENT BK
Type	Bank
Address	MCKINNEY, TX 75069

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 3, 2049

April 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	GRAYSON TX
Recording Date	Apr 30, 2018
Property Address	13011 FM 902, HOWE, TX 75459-2015
Instrument Date	Apr 25, 2018
Instrument	9390
Transaction Type	Construction Loan
Record Updated	May 18, 2018
Title Company	RED RIVER TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13011 FM 902 DORCHESTER TX 754592015, DORCHESTER, TX 75459-2015

Mortgage

Document Number	0000009390
Date	Apr 30, 2018
Instrument	9390

Lender

Name	INDEPENDENT BK WACO BOSQUE
Type	Bank
Address	HOWE, TX 75459

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 29, 2019

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Unified School District	Howe Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$414,144 (-33.04%)	$608,198 (-1.67%) Land $65,196 Building $543,002
2024	$879.00 (-63.57%)
2023		$618,504 Land $46,299 Building $572,205	$618,504 Land $46,299 Building $572,205
2022	$2,413.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 64% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DORCHESTER serves 1,696 people · EPA ID TX0910028
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	400 / 100
ElektraFi Fixed Wireless	400 / 60
Rise Broadband Fixed Wireless	50 / 10

May also be available: T-Mobile, Verizon.

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