Anne Arundel County property record for 1301 West St, Annapolis, MD 21401
| Property Type | Townhouse |
|---|---|
| Details | 1.5 ba · 1,612 sqft · built 1926 |
| Lot Size | 0.172 acres (7,470 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $415,000 (Oct 2020) |
| Tax Bill | $6,536 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit Oct 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-000-90023839 |
| Primary APN | 06-000-90023839 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,612 sqft Living Area |
| 1st Floor Area | 932 sqft |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 7,470 sqft (0.172 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 136 sqft |
| Deck Area | 168 sqft |
| Shed | 1 Shed |
| Shed Area | 178 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00090023839 |
|---|---|
| Street Address | 1301 WEST ST |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21401-3611 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | PT LT ANNAPOLIS |
| Legal Subdivision | ANNAPOLIS |
| Legal Block | 2 |
| Legal Lot Number | 1301 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 706500 |
Source: Anne Arundel County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1301 WEST ST, ANNAPOLIS, MD 21401-3611 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 20, 2026 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Oct 9, 2020 | Deed, Transfer · Conventional Mortgage MERIDIAN BANK |
| Oct 9, 2020 | Grant Deed SAGE TITLE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 9, 2020 · Amount on Record |
| Deed Sale | Oct 9, 2020 · Amount on Record |
| Prior Sale | Jan 30, 2004 · Amount on Record |
| Deed Book / Page | 35386 / 469 |
| Prior Transfer Date | Aug 25, 2020 |
| Prior Transfer Doc | 0353860463 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 1301 WEST ST, ANNAPOLIS, MD 21401-3611 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1301 WEST ST, ANNAPOLIS, MD 21401-3611 |
| Document Number | 0420070016 |
|---|---|
| Date | Jan 20, 2026 |
| Book Page | 42007/16 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Feb 1, 2066 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Oct 9, 2020 |
| Property Address | 1301 WEST ST, ANNAPOLIS, MD 21401-3611 |
| Document Number | 0353860469 |
| Book / Page | 35386 / 469 |
| Instrument Date | Aug 26, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,187.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1301 WEST ST, ANNAPOLIS, MD 21401-3611 |
| Document Number | 35386479 |
|---|---|
| Date | Oct 9, 2020 |
| Instrument | 35386/479 |
| Name | MERIDIAN BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Oct 9, 2020 |
| Property Address | 1301 WEST ST, ANNAPOLIS, MD 21401-3611 |
| Document Number | 0353860463 |
| Book / Page | 035386 / 000463 |
| Instrument Date | Aug 25, 2020 |
| Record Updated | Nov 2, 2020 |
| Title Company | SAGE TITLE LLC |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1301 WEST ST ANNAPOLIS MD 214013611, ANNAPOLIS, MD 21401-3611 |
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Municipality | Annapolis City |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $482,700 (+5.82%) Land $366,400 Building $116,300 | $482,700 (-) Land $366,400 Building $116,300 | |
| 2025 | $6,536.00 (+5.88%) | $456,167 (+13.16%) | $482,700 (+19.75%) Land $366,400 Building $116,300 |
| 2024 | $6,173.00 (+6.65%) | ||
| 2023 | $5,788.00 | $403,100 Land $314,700 Building $88,400 | $403,100 Land $314,700 Building $88,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 6 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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