Charleston County property record for 1301 Waterfront Dr, Mount Pleasant, SC 29464
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,618 sqft · built 1990 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $340,000 (Apr 2004) |
| Tax Bill | $2,156 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Sep 2020 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 558-10-00-008 |
| Primary APN | 558-10-00-008 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,618 sqft Living Area |
| 1st Floor Area | 1,358 sqft |
| Upper Floors Area | 1,260 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,988 sqft (0.39 acres) |
| Lot Dimensions | 190 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 240 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 456 sqft |
| Deck Area | 88 sqft |
| Patio Area | 224 sqft |
| Heating System | Heat Pump |
|---|
| Street Address | 1301 WATERFRONT DR |
|---|---|
| City | MOUNT PLEASANT |
| State | SC |
| Zip | 29464-9433 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION NAME -HIDDEN LAKES DESCRIPTION -LOT 26 BLOCK C PHASE II SITE NAME -HIDDEN LAKES |
| Legal Subdivision | HIDDEN LAKES |
| Legal Phase | 2 |
| Legal Block | C |
| Legal Lot Number | 26 |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | MOUNT PLEASANT |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 4619 |
1301 Waterfront Dr is owned and occupied by two individuals who bought it in April 2004.
Source: Charleston County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1301 WATERFRONT DR, MOUNT PLEASANT, SC 29464-9433 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 23, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Sep 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MIDLAND MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 29, 2004 · Amount on File |
| Deed Sale | Apr 29, 2004 · Amount on File |
| Prior Sale | Aug 28, 2001 · Amount on File |
| Deed Book / Page | 492 / 328 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 1301 WATERFRONT DR, MOUNT PLEASANT, SC 29464-9433 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2022 |
| Title Company | BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0010920358 |
|---|---|
| Date | Mar 23, 2022 |
| Book Page | 1092/358 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 1301 WATERFRONT DR, MOUNT PLEASANT, SC 29464-9433 |
| Document Number | 0921/0767 |
| Instrument Date | Sep 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 1301 WATERFRONT DR MOUNT PLEASANT SC 294649433, MOUNT PLEASANT, SC 29464-9433 |
| Document Number | 0921/0767 |
|---|---|
| Date | Oct 3, 2020 |
| Book Page | 000921/000767 |
| Name | MIDLAND MTG |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, SC 29201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 2, 2050 |
The 2025 property tax bill for 1301 Waterfront Dr was $2,156, up 12.2% from the year before.
Source: Charleston County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | Mount Pleasant Town |
| Unified School District | Charleston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,156.00 (+12.17%) | $545,386 (+2,774.99%) Land $205,216 Building $340,170 | $1,044,700 Land $386,200 Building $658,500 |
| 2024 | $1,922.00 | $18,970 | |
| 2022 | $1,761.00 | $18,970 | $646,600 Land $243,300 Building $403,300 |
| 2020 | $646,600 Land $243,300 Building $403,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1301 Waterfront Dr in Zone X, an area of moderate flood risk, though there have been 3 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 200 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 200 in force |
| Nearby Flood Claims | 3 (2015–2017) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1301 Waterfront Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002 |
|---|---|
| Water Source | Purchased surface water from CHARLESTON WATER SYSTEM |
| Last State Inspection | Dec 2022 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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