1301 Walters St, Covington, TN 38019 Property Records

Tipton County property record for 1301 Walters St, Covington, TN 38019

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,431 sqft · built 1958
Lot Size	0.38 acres (16,528 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (Apr 2019)
Tax Bill	$1,988 (2022)
Deeds & Mortgages	Feb 2024 Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`084041J J 01900`

Property Details

APN / Parcel Number

Primary APN	`084041J J 01900`
Alternative APN	`041J J 01900`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	3,431 sqft Living Area
1st Floor Area	3,431 sqft
Basement Area	792 sqft
Finished Basement	792 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1990
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	16,528 sqft (0.38 acres)
Garage Type	Carport
Garage Area	420 sqft
Carport	Carport
Carport Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	800 sqft
Porch	Slab
Porch Area	136 sqft
Patio Area	105 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1301 WALTERS ST
City	COVINGTON
State	TN
Zip	38019-3035
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01, COUNTY AREA: C20
Legal Subdivision	ARLINGTON HEIGHTS
Legal Lot Number	35
Jurisdiction	TIPTON TN
Township / Civil Division	2
Census Block Group	4
Census Block	4017
Census Tract	40700

Owner

1301 Walters St is owned and occupied by an individual who bought it in April 2019.

Source: Tipton County records, as of January 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1301 WALTERS ST, COVINGTON, TN 38019-3035
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2024	Deed of Trust, Mortgage · FHA Mortgage EVERETT FINANCIAL INC
Oct 16, 2020	Deed of Trust, Mortgage · FHA Mortgage EVERETT FINANCIAL INC
May 13, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 10, 2017	Loan Modification, Mortgage · Conventional Mortgage PATRIOT BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 12, 2019 · Amount on File
Deed Sale	Apr 12, 2019 · Amount on File
Prior Sale	May 18, 2015 · Amount on File
Deed Document Number	2019222208
Deed Book / Page	1794 / 746
Prior Transfer Date	Dec 30, 2014
Prior Transfer Doc	0001647496
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPTON TN
Property Address	1301 WALTERS ST, COVINGTON, TN 38019-3035
Transaction Type	Mortgage
Record Updated	Mar 28, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1301 WALTERS ST, COVINGTON, TN 38019-3035

Mortgage

Document Number	0000203018
Date	Feb 28, 2024
Book Page	2030/18
Instrument	272654

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	321 Months
Due	Nov 1, 2050

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPTON TN
Property Address	1301 WALTERS ST, COVINGTON, TN 38019-3035
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1866401
Date	Oct 16, 2020
Book Page	1866/401
Instrument	237986

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TIPTON TN
Recording Date	May 13, 2019
Property Address	1301 WALTERS ST, COVINGTON, TN 38019-3035
Document Number	179858
Book / Page	001798 / 000058
Instrument Date	May 13, 2019
Instrument	223001
Transaction Type	Transfer
Record Updated	May 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1301 WALTERS ST COVINGTON TN 380193035, COVINGTON, TN 38019-3035

November 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	TIPTON TN
Property Address	1301 WALTERS ST, COVINGTON, TN 38019-3035
Document Number	1747826
Instrument Date	Nov 10, 2017
Transaction Type	Mortgage
Record Updated	Aug 30, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 ADOBE DR MIDLAND TX 797076805, MIDLAND, TX 79707-6805

Mortgage

Document Number	1747826
Date	Jan 30, 2018
Book Page	001747/000826
Instrument	210920

Lender

Name	PATRIOT BK
Type	Bank
Address	COVINGTON, TN 38019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 29, 2019

Tax Assessment & Valuation

Source: Tipton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Tipton County
Municipality	Covington City
Unified School District	Tipton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$86,450 Land $7,950 Building $78,500
2023		$86,450 Land $7,950 Building $78,500
2022	$1,988.00
2020			$345,800 Land $31,800 Building $314,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1301 Walters St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 28, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1301 Walters St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON WATER DEPT serves 14,334 people · EPA ID TN0000144
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: T-Mobile, Verizon.

Nearby Properties on Walters St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures