1301 Timbercrest Ln, Chattanooga, TN 37421 Property Records

Hamilton County property record for 1301 Timbercrest Ln, Chattanooga, TN 37421

Property Summary

Property Type	Rural Home
Details	2.5 ba · 3,233 sqft · built 1975
Lot Size	0.851 acres (37,082 sqft)
Owner	Individual Name on Record
Last Sale	$450,000 (Sep 2021)
Tax Bill	$1,938 (2025)
Deeds & Mortgages	Dec 2017 Mortgage Sep 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`172H E 009`

Property Details

APN / Parcel Number

Primary APN	`172H E 009`
Alternative APN	`0000119037`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,233 sqft Living Area

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1980
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	37,082 sqft (0.851 acres)
Lot Dimensions	214 ft deep x 78.5 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000119037
Street Address	1301 TIMBERCREST LN
City	CHATTANOOGA
State	TN
Zip	37421-4626
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RR
Legal Description	LT 28 TIMBER LOG SUB 26-162 REV 58-55
Legal Subdivision	TIMBER LOG
Legal Lot Number	28
Jurisdiction	HAMILTON TN
Township / Civil Division	7
Census Block Group	4
Census Block	4002
Census Tract	11325

Owner

Source: Hamilton County records, as of January 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1301 TIMBERCREST LN, CHATTANOOGA, TN 37421-4626
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2017	Deed of Trust, Mortgage · ARM TENNESSEE VALLEY FCU
Sep 15, 2021	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 8, 2021	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE INVESTMENT GROUP
Jun 29, 2020	Warranty Deed, Transfer · Conventional with PMI PRIME LNDG
Dec 5, 2017	Intrafamily Transfer, Transfer PIONEER TITLE AGENCY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2021 · Amount on Record
Deed Sale	Sep 15, 2021 · Amount on Record
Prior Sale	Jun 8, 2021 · Amount on Record
Deed Document Number	2021259
Deed Book / Page	12652 / 266
Prior Transfer Date	Apr 16, 1999
Prior Transfer Doc	0053330087
Record Updated	Jun 8, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	1301 TIMBERCREST LN, CHATTANOOGA, TN 37421-4626
Transaction Type	Mortgage
Record Updated	May 5, 2022
Title Company	PIONEER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000209
Date	Dec 6, 2017
Book Page	11221/368
Instrument	2017120600209

Lender

Name	TENNESSEE VALLEY FCU
Type	Credit Union
Address	CHATTANOOGA, TN 37402

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Jan 1, 2025
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	5.5%
Index	1-Year LIBOR
Max Rate	8.5%

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Sep 15, 2021
Property Address	1301 TIMBERCREST LN, CHATTANOOGA, TN 37421-4626
Document Number	0000000259
Book / Page	12652 / 266
Map Reference	MB 58 PG 55
Instrument Date	Aug 30, 2021
Instrument	2021091500259
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	UNKNOWN, ALLIANCE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,665.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1301 TIMBERCREST LN, CHATTANOOGA, TN 37421-4626

Mortgage

Document Number	0012652269
Date	Sep 15, 2021
Instrument	12652/269

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jun 8, 2021
Property Address	1301 TIMBERCREST LN, CHATTANOOGA, TN 37421-4626
Document Number	0000000379
Book / Page	12518 / 397
Map Reference	MB 26 PG 162
Instrument Date	Jun 7, 2021
Instrument	2021060800379
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	FIRST CHOICE TITLE, FIRST CHOICE TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,291.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	1301 TIMBERCREST LN, CHATTANOOGA, TN 37421-4626

Mortgage

Document Number	0012518399
Date	Jun 8, 2021
Instrument	12518/399

Lender

Name	MORTGAGE INVESTMENT GROUP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jun 29, 2020
Property Address	1301 TIMBERCREST LN, CHATTANOOGA, TN 37421-4626
Document Number	0629000327
Book / Page	012054 / 000038
Instrument Date	Jun 26, 2020
Instrument	200629000327
Transaction Type	Transfer
Record Updated	Aug 13, 2020
Title Company	FIRST CHOICE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,184.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1301 TIMBERCREST LN CHATTANOOGA TN 374214626, CHATTANOOGA, TN 37421-4626

Mortgage

Document Number	629000328
Date	Jun 29, 2020
Book Page	012054/000041
Instrument	200629000328

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 28, 2050

December 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON TN
Recording Date	Dec 5, 2017
Property Address	1301 TIMBERCREST LN, CHATTANOOGA, TN 37421-4626
Document Number	0000000102
Book / Page	11219 / 309
Map Reference	MB58 PG55
Instrument Date	Dec 1, 2017
Instrument	2017120500102
Transaction Type	Transfer
Record Updated	Mar 11, 2022
Title Company	PIONEER TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1301 TIMBERCREST LN, CHATTANOOGA, TN 37421-4626

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,938.00 (+10.43%)	$127,900 (+62.98%)	$511,600 (+62.98%) Land $80,000 Building $431,600
2024	$1,755.00 (-0.51%)	$78,475 (-)	$313,900 (-) Land $50,000 Building $263,900
2023	$1,764.00	$78,475	$313,900 Land $50,000 Building $263,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of Tennessee
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTSIDE UTILITY DISTRICT serves 59,612 people · EPA ID TN0000219
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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