1301 Stuart St, Chattanooga, TN 37406 Property Records

Hamilton County property record for 1301 Stuart St, Chattanooga, TN 37406

Property Summary

Property Type	Warehouse, Storage
Details	12,000 sqft · built 1970
Lot Size	1.05 acres (45,870 sqft)
Owner	Company Name on File
Last Sale	$182,000 (Sep 2019)
Tax Bill	$3,686 (2025)
Deeds & Mortgages	Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`127M A 001`

Property Details

APN / Parcel Number

Primary APN	`127M A 001`
Alternative APN	`0000051607`

Interior

Stories	1 Story
Building Area	12,000 sqft Total Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1984
Exterior Material	Metal
Fire Resistance	Wood or Wood & Steel Frame
Roof Type	Rigid Frame Bar Joist
Roof Material	Metal
Lot Area	45,870 sqft (1.05 acres)
Lot Dimensions	275 ft deep x 163 ft wide

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	0000051607
Street Address	1301 STUART ST
City	CHATTANOOGA
State	TN
Zip	37406-1739
Property Category	Industrial
Property Type	Industrial > Warehouse, Storage
Local Zoning Code	M1
Legal Description	LTS 1-11 BLK 86 EAST CHATT MIDDLE SEC PB3 PG21 3244 21 01
Legal Subdivision	EAST CHATT MIDDLE SE
Legal Block	86
Legal Lot Number	1-11
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	3
Census Block	3026
Census Tract	12300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1301 Stuart St, an industrial property, is owned by a company that bought it in September 2019.

Source: Hamilton County records, as of January 2, 2026

Owner of Record	Company Name on File
Mailing Address	1721 TORBETT LN, OOLTEWAH, TN 37363-9442
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2019 · Amount on File
Deed Sale	Sep 4, 2019 · Amount on File
Prior Sale	Apr 3, 2019 · Amount on File
Deed Document Number	2019174
Deed Book / Page	11749 / 28
Prior Transfer Date	Aug 3, 2019
Prior Transfer Doc	0000000174
Record Updated	Oct 29, 2026

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Apr 3, 2019
Property Address	1301 STUART ST, CHATTANOOGA, TN 37406-1739
Document Number	0403000172
Book / Page	011604 / 000735
Instrument Date	Apr 2, 2019
Instrument	190403000172
Transaction Type	Transfer
Record Updated	Apr 18, 2019
Title Company	FIRST CHOICE TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$673.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1721 TORBETT LN OOLTEWAH TN 373639442, OOLTEWAH, TN 37363-9442

Mortgage

Document Number	403000173
Date	Apr 3, 2019
Book Page	011604/000737
Instrument	190403000173

Lender

Name	RICHARD & PATRICIA ROACH
Special Notes	Seller Financed

Agreement

Amount	Amount on Record
Term	180 Months
Due	Apr 2, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 1301 Stuart St was $3,686, up 27.1% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,686.00 (+27.15%)	$243,200 (+87.65%)	$608,000 (+87.65%) Land $437,000 Building $171,000
2024	$2,899.00	$129,600 (-)	$324,000 (-) Land $134,500 Building $189,500
2023	$2,899.00	$129,600 (-)	$324,000 (-) Land $134,500 Building $189,500
2022	$2,899.00	$129,600	$324,000 Land $134,500 Building $189,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1301 Stuart St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	1 (2003)
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1301 Stuart St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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