1301 Shallow Lake Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 1301 Shallow Lake Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,890 sqft · built 1984
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$80,000 (Sep 2019)
Tax Bill	$2,932 (2025)
Deeds & Mortgages	Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A850002132`

Property Details

APN / Parcel Number

Primary APN	`A850002132`
Alternative APN	`4-0022-5738-00-0001.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,890 sqft Living Area
Gross Area	2,460 sqft
1st Floor Area	1,080 sqft
Basement Area	1,080 sqft
Finished Basement	810 sqft
Unfinished Basement	270 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Ranch
Exterior Material	Metal
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	300 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	25 sqft
Deck Area	Deck Area
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A850002132
Street Address	1301 SHALLOW LAKE DR
City	O FALLON
State	MO
Zip	63366-3710
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OSAGE MEADOWS #1 LOT 1
Legal Subdivision	OSAGE MEADOWS #1
Legal Lot Number	1
Jurisdiction	ST CHARLES MO
Township / Civil Division	LAKE ST. LOUIS
Census Block Group	4
Census Block	4006
Census Tract	311907

Owner

1301 Shallow Lake Dr is owned and occupied by an individual who bought it in September 2019.

Source: St. Charles County records, as of December 9, 2025

Owner of Record	Individual Name on File
Mailing Address	1301 SHALLOW LAKE DR, O FALLON, MO 63366-3710
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2019 · Amount on File
Deed Sale	Sep 12, 2019 · Amount on File
Prior Sale	Jan 22, 2019
Deed Document Number	2019497850
Deed Book / Page	7141 / 924
Prior Transfer Date	Sep 6, 2019
Prior Transfer Doc	0071410922
Record Updated	Jun 8, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 12, 2019
Property Address	1301 SHALLOW LAKE DR, O FALLON, MO 63366-3710
Document Number	0071410924
Book / Page	007141 / 000924
Instrument Date	Sep 6, 2019
Instrument	497850
Transaction Type	Transfer
Record Updated	Oct 9, 2019
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1301 SHALLOW LAKE DR O FALLON MO 633663710, O FALLON, MO 63366-3710

Mortgage

Document Number	71410926
Date	Sep 12, 2019
Book Page	007141/000926
Instrument	497860

Lender

Name	DAS ACQUISITION
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 11, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1301 Shallow Lake Dr was $2,932, up 6.2% from the year before.

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,932.00 (+6.19%)	$42,720	$224,842 Land $36,000 Building $188,842
2024	$2,761.00
2023		$39,045 (+22.94%)
2022	$2,419.00	$31,759	$205,498 (+22.94%) Land $36,000 Building $169,498
2021			$167,155 Land $28,000 Building $139,155

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1301 Shallow Lake Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1301 Shallow Lake Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed, Gateway Fiber.

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