1301 Rainbow Dr, Shelby, NC 28152 Property Records

Cleveland County property record for 1301 Rainbow Dr, Shelby, NC 28152

Property Summary

Property Type	Single Family Home
Details	2,433 sqft · built 1997
Lot Size	1.17 acres (51,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$76,000 (Apr 2023)
Tax Bill	$4,016 (2026)
Deeds & Mortgages	Mar 2020 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`50191`

Property Details

APN / Parcel Number

Primary APN	`50191`
Alternative APN	`19021391`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	2 Stories
Building Area	2,433 sqft Finished Area
Upper Floors Area	811 sqft
Basement Area	1,622 sqft
Unfinished Basement	1,622 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2005
Exterior Material	Brick
Foundation Type	Footing
Lot Area	51,000 sqft (1.17 acres)
Lot Dimensions	170 ft deep x 300 ft wide
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	19021391
Street Address	1301 RAINBOW DR
City	SHELBY
State	NC
Zip	28152-7060
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	#1A PB19-159 REV BLOOMFIE LD AC SEC II
Legal Subdivision	BLOOMFIELD ACRES
Legal Block	1
Legal Lot Number	68
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	6
Census Block	6006
Census Tract	951200

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1301 RAINBOW DR, SHELBY, NC 28152-7060
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2023 · Amount on Record
Deed Sale	Apr 27, 2023 · Amount on Record
Prior Sale	Jan 26, 2022 · Amount on Record
Deed Document Number	2023200086637
Deed Book / Page	1897 / 352
Record Updated	Oct 29, 2026

March 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Mar 13, 2020
Property Address	1301 RAINBOW DR, SHELBY, NC 28152-7060
Document Number	0018090904
Book / Page	001809 / 000904
Instrument Date	Mar 12, 2020
Instrument	37142
Transaction Type	Construction Loan
Record Updated	Jun 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$60.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1301 RAINBOW DR SHELBY NC 281527060, SHELBY, NC 28152-7060

Mortgage

Document Number	18090907
Date	Mar 13, 2020
Book Page	001809/000907
Instrument	37143

Lender

Name	STATE EMPS CU
Address	RALEIGH, NC 27611-5279

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 12, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Shelby City
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,016.00	$400,617 (-0.75%) Land $42,930 Building $357,687	$400,617 (-0.75%) Land $42,930 Building $357,687
2025	$4,016.00	$403,652 (+17.43%) Land $42,930 Building $360,722	$403,652 (+17.43%) Land $42,930 Building $360,722
2023		$343,747 Land $36,570 Building $307,177	$343,747 Land $36,570 Building $307,177

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SHELBY serves 23,600 people · EPA ID NC0123010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rainbow Dr

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