St. Charles County property record for 1301 N 4th St, Saint Charles, MO 63301
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 8,512 sqft · built 1975 |
| Lot Size | 0.65 acres (28,320 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,405,000 (Apr 2026) |
| Tax Bill | $10,692 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Line of Credit Jan 2017 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010130A000 |
| Primary APN | 010130A000 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 8,512 sqft Living Area |
| 1st Floor Area | 8,512 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 28,320 sqft (0.65 acres) |
| Lot Dimensions | 160 ft deep x 177 ft wide |
| Porch | Open Porch |
| Porch Area | 448 sqft |
| Patio Area | 448 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 010130A000 |
|---|---|
| Street Address | 1301 N 4TH ST |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-0807 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Local Zoning Code | AF0 |
| Legal Description | PT CITY BLK 115 LOTS 8 & 9 |
| Legal Subdivision | CITY/ST CHARLES |
| Legal Block | 115 |
| Legal Lot Number | 8 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 310400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Frenchtown Historic District listed 1991 · 206 contributing resources · NRIS 91000216 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
1301 N 4th St, a residential property, is owned by a company that bought it in April 2026.
Source: St. Charles County records, as of August 7, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 30 BURGUNDY DR, LAKE SAINT LOUIS, MO 63367-1515 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 20, 2026 | Warranty Deed, Transfer · Line of Credit CARROLLTON BANK |
| Jan 19, 2017 | Deed of Trust, Mortgage · Line of Credit ST JOHNS BK&TR |
| Jan 19, 2017 | Deed of Trust, Mortgage · Line of Credit ST JOHNS BK&TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 20, 2026 · Amount on File |
| Deed Sale | Apr 20, 2026 · Amount on File |
| Prior Sale | Dec 28, 2007 · Amount on File |
| Deed Document Number | 202617900 |
| Prior Transfer Date | Nov 9, 2016 |
| Prior Transfer Doc | 0066500308 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Apr 20, 2026 |
| Property Address | 1301 N 4TH ST, SAINT CHARLES, MO 63301-0807 |
| Document Number | 0000017900 |
| Instrument Date | Apr 15, 2026 |
| Instrument | 202617900 |
| Transaction Type | Transfer |
| Record Updated | Aug 6, 2026 |
| Title Company | INVESTORS LAND TITLE, INVESTORS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 30 BURGUNDY DR, LAKE SAINT LOUIS, MO 63367-1515 |
| Document Number | 0000017900, |
|---|---|
| Date | Apr 20, 2026 |
| Instrument | 202617900 |
| Name | CARROLLTON BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1301 N 4TH ST, SAINT CHARLES, MO 63301-0807 |
| Document Number | 0066910128 |
| Instrument Date | Jan 19, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 313 BOOTH BAY CT ST CHARLES MO 633045510, ST CHARLES, MO 63304-5510 |
| Document Number | 0066910128 |
|---|---|
| Date | Jan 26, 2017 |
| Book Page | 006691/000128 |
| Instrument | 54640 |
| Name | ST JOHNS BK&TR |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63114 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1301 N 4TH ST, SAINT CHARLES, MO 63301-0807 |
| Document Number | 0066902386 |
| Instrument Date | Jan 19, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 1, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 313 BOOTH BAY CT ST CHARLES MO 633045510, ST CHARLES, MO 63304-5510 |
| Document Number | 0066902386 |
|---|---|
| Date | Jan 25, 2017 |
| Book Page | 006690/002386 |
| Instrument | 54330 |
| Name | ST JOHNS BK&TR |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63114 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 1301 N 4th St was $10,692, up 4.2% from the year before.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $172,236 (-) | $906,506 (-) Land $80,000 Building $826,506 | |
| 2025 | $10,692.00 (+4.18%) | $172,236 | $906,506 Land $80,000 Building $826,506 |
| 2024 | $10,263.00 | ||
| 2023 | $161,472 | ||
| 2022 | $849,855 Land $80,000 Building $769,855 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1301 N 4th St in Zone X, an area of minimal flood risk, though there have been 89 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 55 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 55 in force |
| Nearby Flood Claims | 89 (1979–2022) |
| Claims Outside the SFHA | 19 of 89 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1301 N 4th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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