Jackson County property record for 1301 Locust St, Jackson, MI 49203
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,092 sqft · built 1910 |
| Lot Size | 0.371 acres (16,161 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $970 (2025) |
| Deeds & Mortgages | Oct 2019 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 6-161800000 |
| Primary APN | 6-161800000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,092 sqft Living Area |
| 1st Floor Area | 696 sqft |
| Basement Area | 696 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Lot Area | 16,161 sqft (0.371 acres) |
| Lot Dimensions | 126 ft deep x 128 ft wide |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1301 LOCUST ST |
|---|---|
| City | JACKSON |
| State | MI |
| Zip | 49203-3333 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | 1619 LOT 50 ASSESSOR'S LOCUST PLAT |
| Legal Subdivision | ASSRS LOCUST |
| Legal Lot Number | 50 |
| Legal Unit | 50 |
| Jurisdiction | JACKSON MI |
| Township / Civil Division | JACKSON |
| Census Block Group | 2 |
| Census Block | 2044 |
| Census Tract | 1200 |
1301 Locust St is owned and occupied by an individual.
Source: Jackson County records, as of June 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1301 LOCUST ST, JACKSON, MI 49203-3333 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON MI |
| Property Address | 1301 LOCUST ST, JACKSON, MI 49203-3333 |
| Document Number | 0002834454 |
| Instrument Date | Oct 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 5, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1301 LOCUST ST JACKSON MI 492033333, JACKSON, MI 49203-3333 |
| Document Number | 0002834454 |
|---|---|
| Date | Oct 23, 2019 |
| Book Page | 002150/000265 |
| Instrument | 2834454 |
| Name | FLAGSTAR BK |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098-2639 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 22, 2049 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 1301 Locust St was $970 with a homeowner's exemption, down 16.8% from the year before.
Source: Jackson County assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Jackson County |
| Municipality | Jackson City |
| Unified School District | Jackson Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $42,200 (+15.93%) | $84,400 (+15.93%) | |
| 2025 | $970.00 (-16.81%) | $36,400 | $72,800 |
| 2024 | $1,166.00 | ||
| 2023 | $26,100 | $52,200 | |
| 2022 | $1,069.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1301 Locust St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective May 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 4 (2009–2013) |
| Most Recent Claim | Apr 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1301 Locust St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JACKSON serves 33,165 people · EPA ID MI0003470 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Mar 2022 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Dec 2020 |
| Monitoring and Reporting | 21 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 25 / 3 |
| T-Mobile Fixed Wireless | 25 / 3 |
May also be available: Great Lakes High Speed, Xfinity.
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