Union County property record for 1301 Lockhart St, Monroe, NC 28112
| Property Type | Office Building |
|---|---|
| Details | 833 sqft · built 1940 |
| Lot Size | 0.161 acres (7,013 sqft) |
| Owner | Company Name on Record |
| Last Sale | $215,000 (Oct 2025) |
| Tax Bill | $1,398 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Feb 2022 Sale + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 09-191-003B |
| Primary APN | 09-191-003B |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 833 sqft Total Area |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Construction Type | Wood |
| Roof Material | Wood Shingle |
| Lot Area | 7,013 sqft (0.161 acres) |
| Porch | Slab |
| Porch Area | 70 sqft |
| Heating System | HVAC |
|---|
| Street Address | 1301 LOCKHART ST |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-4001 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Office Building |
| Local Zoning Code | GB MONROE |
| Legal Description | 0.161A 8412-520 |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 20601 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1301 LOCKHART ST, MONROE, NC 28112-4001 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Oct 24, 2025 | Warranty Deed, Transfer HARVEST SMALL BUSINESS FINANCE LLC |
| Feb 28, 2022 | Deed, Transfer |
| Jan 14, 2022 | Warranty Deed, Transfer |
| Mar 2, 2021 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 24, 2025 · Amount on Record |
| Deed Sale | Oct 24, 2025 · Amount on Record |
| Prior Sale | Jan 14, 2022 · Amount on Record |
| Deed Document Number | 202527992 |
| Deed Book / Page | 9230 / 132 |
| Prior Transfer Date | Mar 7, 2008 |
| Prior Transfer Doc | 0004850278 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Oct 24, 2025 |
| Property Address | 1301 LOCKHART ST, MONROE, NC 28112-4001 |
| Document Number | 0009230132 |
| Book / Page | 9230 / 132 |
| Instrument Date | Oct 21, 2025 |
| Instrument | 27992 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $430.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3721 EASTWAY DR, CHARLOTTE, NC 28205-6266 |
| Name | Verified Name |
|---|---|
| Address | 1301 LOCKHART ST, MONROE, NC 28112-4001 |
| Document Number | 0000027993 |
|---|---|
| Date | Oct 24, 2025 |
| Instrument | 27993 |
| Name | HARVEST SMALL BUSINESS FINANCE LLC |
|---|---|
| Type | Funding / Finance Company |
| Amount | Amount Recorded |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Feb 28, 2022 |
| Property Address | 1301 LOCKHART ST, MONROE, NC 28112-4001 |
| Document Number | 0008412520 |
| Book / Page | 8412 / 520 |
| Instrument Date | Feb 28, 2022 |
| Instrument | 7635 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jan 14, 2022 |
| Property Address | 1301 LOCKHART ST, MONROE, NC 28112-4001 |
| Document Number | 0008374155 |
| Book / Page | 8374 / 155 |
| Instrument Date | Jan 14, 2022 |
| Instrument | 1886 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $210.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Mar 2, 2021 |
| Property Address | 1301 LOCKHART ST, MONROE, NC 28112-4001 |
| Document Number | 0008008419 |
| Book / Page | 8008 / 419 |
| Instrument Date | Mar 1, 2021 |
| Instrument | 9566 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $60.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2221 ACORN LN, MONROE, NC 28112-7428 |
| Name | Verified Name |
|---|---|
| Address | 3008 PROVIDENCE FOREST DR, WEDDINGTON, NC 28104-8071 |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $160,000 (-) Land $26,600 Building $133,400 | $160,000 (-) Land $26,600 Building $133,400 | |
| 2025 | $1,398.00 (+235.25%) | $160,000 (+317.75%) Land $26,600 Building $133,400 | $160,000 (+407.94%) Land $26,600 Building $133,400 |
| 2024 | $417.00 (+21.57%) | $38,300 (+21.59%) Land $16,600 Building $21,700 | |
| 2023 | $343.00 | $31,500 (-) Land $16,600 Building $14,900 | $31,500 (-) Land $16,600 Building $14,900 |
| 2022 | $343.00 | $31,500 Land $16,600 Building $14,900 | $31,500 (-17.75%) Land $16,600 Building $14,900 |
| 2021 | $38,300 Land $16,600 Building $21,700 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONROE serves 43,081 people · EPA ID NC0190010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | E. coli resolved · Aug 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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