Midland County property record for 1301 Jay St, Midland, MI 48642
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 2 ba · 2,704 sqft · built 2010 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $9,964 (2024) |
| Deeds & Mortgages | Dec 2025 Sale Nov 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-13-40-033 |
| Primary APN | 14-13-40-033 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,704 sqft Total Area |
| Basement Area | 2,704 sqft |
| Year Built | Built 2010 |
|---|---|
| Architectural Style | Ranch |
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Dimensions | 127 ft deep x 97.5 ft wide |
| Garage Area | 399 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 141340033 |
|---|---|
| Street Address | 1301 JAY ST |
| City | MIDLAND |
| State | MI |
| Zip | 48642-5813 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | RB |
| Legal Description | BEG 478.85 FT E & 40 FT W OF 1/4 COR OF SEC 13 TO POB, E E 127.5 FT, N 97.5 FT, W 127.5 FT, S 97.5 FT TO BEG |
| Jurisdiction | MIDLAND MI |
| Township / Civil Division | MIDLAND |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 290700 |
Source: Midland County records, as of January 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1301 ELIZABETH ST, MIDLAND, MI 48640-4327 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| Dec 18, 2025 | Warranty Deed, Transfer |
| Nov 14, 2025 | Warranty Deed, Transfer · Conventional Mortgage 1ST STATE BANK |
| Nov 16, 2023 | Warranty Deed, Transfer |
| Oct 31, 2023 | Warranty Deed, Transfer · Conventional Mortgage 1ST STATE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 18, 2025 |
| Deed Sale | Dec 18, 2025 |
| Prior Sale | Nov 14, 2025 |
| Deed Document Number | 2025R-11192 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | Dec 18, 2025 |
| Property Address | 1301 JAY ST, MIDLAND, MI 48642-5813 |
| Document Number | 2025R11192 |
| Instrument Date | Dec 10, 2025 |
| Instrument | 2025R-11192 |
| Transaction Type | Transfer |
| Record Updated | Jan 7, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1303 ELIZABETH ST, MIDLAND, MI 48640-4327 |
| Name | Verified Name |
|---|---|
| Address | 1301 ELIZABETH ST, MIDLAND, MI 48640-4327 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | Nov 14, 2025 |
| Property Address | 1301 JAY ST, MIDLAND, MI 48642-5813 |
| Document Number | 2025R10154 |
| Instrument Date | Nov 10, 2025 |
| Instrument | 2025R-10154 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1303 ELIZABETH ST, MIDLAND, MI 48640-4327 |
| Name | Verified Name |
|---|---|
| Address | 1303 ELIZABETH ST, MIDLAND, MI 48640-4327 |
| Investor | Possibly a Property Investor |
| Document Number | 2025R10715 |
|---|---|
| Date | Nov 14, 2025 |
| Instrument | 2025R-10715 |
| Name | 1ST STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | Nov 16, 2023 |
| Property Address | 1301 JAY ST, MIDLAND, MI 48642-5813 |
| Document Number | 01668/1323 |
| Book / Page | 1668 / 1323 |
| Instrument Date | Nov 15, 2023 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1308 ELLYS LN, MIDLAND, MI 48642-5605 |
| Name | Verified Name |
|---|---|
| Address | 5309 NAKOMA DR, MIDLAND, MI 48640-2833 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | Oct 31, 2023 |
| Property Address | 1301 JAY ST, MIDLAND, MI 48642-5813 |
| Document Number | 001668/826 |
| Book / Page | 1668 / 826 |
| Instrument Date | Oct 30, 2023 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,527.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2313 N HOPE RD, MIDLAND, MI 48642-7938 |
| Name | Verified Name |
|---|---|
| Address | 5309 NAKOMA DR, MIDLAND, MI 48640-2833 |
| Document Number | 0001668827 |
|---|---|
| Date | Oct 31, 2023 |
| Instrument | 1668/827 |
| Name | 1ST STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.5% |
| Type Change Date | Nov 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 5.5% |
| Max Rate At Change | 9.5% |
| Index | 1-Year T-Bill |
| Max Rate | 13.5% |
Source: Midland County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | Midland County |
| Municipality | Midland City |
| Unified School District | Midland Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $180,000 (+22.2%) | $360,000 (+22.2%) | |
| 2024 | $9,964.00 (+55.44%) | ||
| 2023 | $147,300 | $294,600 | |
| 2022 | $6,410.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370 |
|---|---|
| Water Source | Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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