Shiawassee County property record for 1301 Freeman St, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $130,000 (Dec 2021) |
| Tax Bill | $1,841 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Dec 2021 Sale + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 050-602-023-001-00 |
| Primary APN | 050-602-023-001-00 |
|---|
| Lot Area | 12,197 sqft (0.28 acres) |
|---|
| Street Address | 1301 FREEMAN ST |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-4111 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 (EX S 33') BLK 23 M L STEWART & CO'S 2ND ADD |
| Legal Subdivision | M L STEWART & COS 2ND ADD |
| Legal Block | 23 |
| Legal Lot Number | 1 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 30700 |
Source: Shiawassee County records, as of July 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1301 FREEMAN ST, OWOSSO, MI 48867-4111 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Dec 7, 2021 | Warranty Deed, Transfer |
| Oct 12, 2021 | Warranty Deed, Transfer TRANSNATION TITLE AGENCY |
| May 25, 2021 | Warranty Deed, Transfer · FHA Mortgage MORTGAGE CENTRAL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 7, 2021 · Amount on Record |
| Deed Sale | Dec 7, 2021 · Amount on Record |
| Prior Sale | Oct 12, 2021 · Amount on Record |
| Deed Document Number | 20213354254 |
| Deed Book / Page | 1290 / 410 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 1301 FREEMAN ST, OWOSSO, MI 48867-4111 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2021 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 1301 FREEMAN ST, OWOSSO, MI 48867-4111 |
| Document Number | 0012900396 |
|---|---|
| Date | Dec 7, 2021 |
| Book Page | 1290/396 |
| Instrument | 3354240 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Dec 7, 2021 |
| Property Address | 1301 FREEMAN ST, OWOSSO, MI 48867-4111 |
| Document Number | 0012900410 |
| Book / Page | 1290 / 410 |
| Map Reference | LB 1 PG 23 |
| Instrument Date | Dec 3, 2021 |
| Instrument | 3354254 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $975.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 113 W EXCHANGE ST # 201, 113, OWOSSO, MI 48867-2815 |
| Name | Verified Name |
|---|---|
| Address | 1301 FREEMAN ST, OWOSSO, MI 48867-4111 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Oct 12, 2021 |
| Property Address | 1301 FREEMAN ST, OWOSSO, MI 48867-4111 |
| Document Number | 0012880373 |
| Book / Page | 1288 / 373 |
| Map Reference | LB 1 PG 23 |
| Instrument Date | Oct 5, 2021 |
| Instrument | 3352184 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2021 |
| Title Company | TRANSNATION TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $750.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1031 FREEMAN ST, 1031, OWOSSO, MI 48867 |
| Name | Verified Name |
|---|---|
| Address | 113 W EXCHANGE ST # 201, 201, OWOSSO, MI 48867-2815 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | May 25, 2021 |
| Property Address | 1301 FREEMAN ST, OWOSSO, MI 48867-4111 |
| Document Number | 0012830001 |
| Book / Page | 1283 / 1 |
| Map Reference | LB 1 PG 23 |
| Instrument Date | May 20, 2021 |
| Instrument | 3346780 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2021 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $667.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2338 S MUSCOTT TRL, 2338, INDIAN RIVER, MI 49749-9608 |
| Name | Verified Name |
|---|---|
| Address | 1301 FREEMAN ST, OWOSSO, MI 48867-4111 |
| Document Number | 3346781 |
|---|---|
| Date | May 25, 2021 |
| Instrument | 3346781 |
| Name | MORTGAGE CENTRAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| Municipality | Owosso City |
| Unified School District | Owosso Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $56,600 (+9.69%) | $113,200 (+9.69%) | |
| 2025 | $1,841.00 (+4.9%) Homeowner's exemption | $51,600 (+20.84%) | $103,200 (+20.84%) |
| 2023 | $1,755.00 Homeowner's exemption | $42,700 | $85,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 35 policies |
| Nearby Flood Policies | 35 in force |
| Nearby Flood Claims | 15 (1981–2009) |
| Claims Outside the SFHA | 2 of 15 |
| Most Recent Claim | Apr 2009 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| DayStarr Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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