1301 Echo Ridge Ter, Chula Vista, CA 91915 Property Records

San Diego County property record for 1301 Echo Ridge Ter, Chula Vista, CA 91915

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,764 sqft · built 2000
Lot Size	0.209 acres (9,087 sqft)
Owner	Individual Name on Record
Tax Bill	$18,662 (2025)
Deeds & Mortgages	Aug 2021 Transfer Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`643-510-44-00`

Property Details

APN / Parcel Number

Primary APN	`643-510-44-00`
Alternative APN	`6435103500`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	3,764 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	9,087 sqft (0.209 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Old Parcel Number	6435103500
Street Address	1301 ECHO RIDGE TER
City	CHULA VISTA
State	CA
Zip	91915-1619
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC5RE2
Legal Description	LOT 5 TR 015270
Legal Subdivision	EASTLAKE III V
Legal Tract	015270
Legal Block	2
Legal Lot Number	5
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2006
Census Tract	13320

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1301 ECHO RIDGE TER, CHULA VISTA, CA 91915-1619
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2021	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO
Aug 9, 2021	Grant Deed, Transfer · VA Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2021
Deed Sale	Aug 9, 2021
Prior Sale	Aug 9, 2021 · Amount on Record
Deed Document Number	2021565724
Prior Transfer Date	Jul 23, 2021
Prior Transfer Doc	0000565724
Record Updated	Oct 29, 2026

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 9, 2021
Property Address	1301 ECHO RIDGE TER, CHULA VISTA, CA 91915-1619
Document Number	0000565724
Map Reference	MAP 15270
Instrument Date	Jul 23, 2021
Instrument	2021-0565724
Transaction Type	Transfer
Record Updated	Aug 1, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1301 ECHO RIDGE TER, CHULA VISTA, CA 91915-1619
Investor	Possibly a Property Investor

August 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 9, 2021
Property Address	1301 ECHO RIDGE TER, CHULA VISTA, CA 91915-1619
Document Number	0000565723
Map Reference	MAP 15270
Instrument Date	Jun 30, 2021
Instrument	2021-0565723
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1301 ECHO RIDGE TER, CHULA VISTA, CA 91915-1619
Investor	Possibly a Property Investor

Mortgage

Document Number	0000565725
Date	Aug 9, 2021
Instrument	2021-0565725

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,363,862 (+2%) Land $714,404 Building $649,458
2025	$18,662.00 (+3.84%) Homeowner's exemption	$1,337,121 (+4.04%) Land $700,397 Building $636,724
2023	$17,972.00 (+3.13%) Homeowner's exemption	$1,285,200 Land $673,200 Building $612,000
2022	$17,426.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 74% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Barona North tribal government · serves 1,171 people · EPA ID 090600118
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead	4 ppb (2023–2025) action level 15 ppb
Copper	2.34 mg/L (2020–2022) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 717 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35

May also be available: Verizon.

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