1301 E Vandalia Rd, Flat Rock, IN 47234 Property Records

Shelby County property record for 1301 E Vandalia Rd, Flat Rock, IN 47234

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,248 sqft · built 1960
Lot Size	2.05 acres (89,298 sqft)
Owner	2 Individual Names on File
Last Sale	$248,697 (Jun 2026)
Tax Bill	$970 (2025)
Deeds & Mortgages	Aug 2011 Mortgage Jun 2016 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`73-15-16-300-025.000-021`

Property Details

APN / Parcel Number

Primary APN	`73-15-16-300-025.000-021`
Alternative APN	`00792393751`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	1,248 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1990
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	89,298 sqft (2.05 acres)
Garage Type	Mixed
Garage Area	912 sqft
Parking Spaces	3 Parking Spaces
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00792393751
Street Address	1301 E VANDALIA RD
City	FLAT ROCK
State	IN
Zip	47234-9712
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SE SW 16 11 7 2.05 ACSEE NOTES
Jurisdiction	SHELBY IN
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2078
Census Tract	710900

Owner

1301 E Vandalia Rd is owned and occupied by two individuals who bought it in June 2026.

Source: Shelby County records, as of June 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1301 E VANDALIA RD, FLAT ROCK, IN 47234-9712
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2011	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD MORTGAGE CO
Jun 22, 2016	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK
Jan 16, 2024	Deed of Trust, Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Jun 8, 2026	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE
Sep 15, 2020	Warranty Deed, Transfer · FHA Mortgage SUCCESS MORTGAGE PARTNERS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2026 · Amount on File
Deed Sale	Jun 8, 2026 · Amount on File
Prior Sale	Sep 15, 2020 · Amount on File
Deed Document Number	20262928
Record Updated	Sep 20, 2026

August 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY IN
Property Address	1301 E VANDALIA RD, FLAT ROCK, IN 47234-9712
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2011005259
Date	Aug 4, 2011
Instrument	2011005259

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2041

June 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY IN
Property Address	1301 E VANDALIA RD, FLAT ROCK, IN 47234-9712
Transaction Type	Mortgage
Record Updated	Jun 29, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2016002958
Date	Jun 22, 2016
Instrument	2016002958

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	May 25, 2046

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY IN
Property Address	1301 E VANDALIA RD, FLAT ROCK, IN 47234-9712
Transaction Type	Mortgage
Record Updated	Jun 29, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1301 E VANDALIA RD, FLAT ROCK, IN 47234-9712

Mortgage

Document Number	2024000192
Date	Jan 16, 2024
Instrument	2024000192

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME
Type	Non-Lending Institution
Address	451 7TH ST SW, WASHINGTON, DC 20410

Agreement

Amount	Amount on Record
Term	320 Months
Due	Sep 1, 2050

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY IN
Recording Date	Jun 8, 2026
Property Address	1301 E VANDALIA RD, FLAT ROCK, IN 47234-9712
Document Number	0000002928
Instrument Date	May 29, 2026
Instrument	20262928
Transaction Type	Transfer
Record Updated	Jun 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1301 E VANDALIA RD, FLAT ROCK, IN 47234-9712

Mortgage

Document Number	0000002929,
Date	Jun 8, 2026
Instrument	20262929

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jun 1, 2051

Interest

Rate	6.23%
Max Rate	-1%

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY IN
Recording Date	Sep 15, 2020
Property Address	1301 E VANDALIA RD, FLAT ROCK, IN 47234-9712
Document Number	2020005160
Instrument Date	Aug 21, 2020
Instrument	2020005160
Transaction Type	Transfer
Record Updated	Jun 12, 2023
Title Company	NEAR NORTH TITLE GROUP

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1301 E VANDALIA RD, FLAT ROCK, IN 47234-9712

Mortgage

Document Number	2020005161
Date	Sep 15, 2020
Instrument	2020005161

Lender

Name	SUCCESS MORTGAGE PARTNERS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1301 E Vandalia Rd was $970 with a homeowner's exemption, up 3.4% from the year before.

Source: Shelby County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Shelby County
County Subdivision	Washington Township
Unified School District	Southwestern Shelby County Consolidated Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$970.00 (+3.41%) Homeowner's exemption	$177,800 Land $31,100 Building $146,700	$177,800 Land $31,100 Building $146,700
2024	$938.00 (+8.06%)
2023	$868.00 (+3.46%)	$163,500 (+14.02%) Land $31,100 Building $132,400	$163,500 (+14.02%) Land $31,100 Building $132,400
2022	$839.00	$143,400 Land $27,300 Building $116,100	$143,400 Land $27,300 Building $116,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1301 E Vandalia Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	16 (1993–2008)
Claims Outside the SFHA	1 of 16
Most Recent Claim	Jun 2008 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jun 2008 · 6 claims Severe Winter Storms And Flooding, Jan 2005 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1301 E Vandalia Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 63% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Xfinity Fiber	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Great Plains Communications.

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