1301 E Empire Ave, Benton Harbor, MI 49022 Property Records

Berrien County property record for 1301 E Empire Ave, Benton Harbor, MI 49022

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,728 sqft · built 1952
Lot Size0.82 acres (35,719 sqft)
OwnerIndividual Name on Record
Last Sale$119,000 (Jun 2019)
Tax Bill$2,166 (2025)
Deeds & MortgagesJun 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-0020-0051-05-9

Property Details

APN / Parcel Number

Primary APN03-0020-0051-05-9
Alternative APN
  • 11-03-0020-0051-05-9

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,728 sqft Living Area
1st Floor Area1,728 sqft
Basement Area1,728 sqft
Unfinished Basement1,728 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Architectural StyleRaised Ranch
Lot Area35,719 sqft (0.82 acres)
Lot Width118 ft Width
Garage Area400 sqft
Parking Spaces2 Parking Spaces
Total Buildings3 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address1301 E EMPIRE AVE
CityBENTON HARBOR
StateMI
Zip49022-2017
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA2 SING FA
Legal DescriptionCOM 226.5'W OF S1/4 PST SEC 20 T4S R18W TH W 103.5'TH N 270'TH E 111.1'TO CREEK C/L TH S 70.11'TH S 37DEG14'E 63'TH S17DEG59'E 70.7'TH S49DEG38'W 76.8'TH S14DEG42'W 34.1 FT TO POB
Legal Range18W
Legal Township04S
Legal Section20
JurisdictionBERRIEN MI
Township / Civil DivisionBENTON
Census Block Group1
Census Block1002
Census Tract2100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Mary's City of David
listed 2009 · 77 contributing resources · NRIS 09000201

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1301 E EMPIRE AVE, BENTON HARBOR, MI 49022-2017
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 17, 2019 · Amount on Record
Deed SaleJun 17, 2019 · Amount on Record
Prior SaleJan 10, 2006 · Amount on Record
Deed Book / Page3240 / 2795
Record UpdatedOct 29, 2026

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBERRIEN MI
Recording DateJun 17, 2019
Property Address1301 E EMPIRE AVE, BENTON HARBOR, MI 49022-2017
Document Number03240/2795
Book / Page3240 / 2795
Instrument DateJun 10, 2019
Transaction TypeTransfer
Record UpdatedNov 9, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,023.40
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3013 MARKET ST, HANNIBAL, MO 63401-5738

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address317 PAPPY DR, OAK GROVE, KY 42262-7102

Mortgage

Document Number0032402798
DateJun 17, 2019
Instrument3240/2798
Lender
NameRUOFF MORTGAGE COMPANY INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2049

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBerrien County
County SubdivisionBenton Charter Township
Unified School DistrictBenton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$78,000 (+21.5%)$156,000 (+21.5%)
2025$2,166.00 (+13.52%)
2023$64,200$128,400
2022$1,908.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 95% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBENTON HARBOR
serves 9,103 people · EPA ID MI0000600
Water SourceSurface water
Last State InspectionJan 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Sep 2021
Failure to filter
resolved · May 2021
Treatment and ProcedureOrganic carbon removal
Apr 2026
Treatment change without state approval
Sep 2021
Lead public education
Aug 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

May also be available: AT&T.

Nearby Properties on E Empire Ave

Nearby Streets

Search Property Records by Address or Parcel Number