Chesapeake City property record for 1301 Croatan Ct, Chesapeake, VA 23322
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,691 sqft · built 1989 |
| Lot Size | 0.279 acres (12,153 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $296,000 (May 2008) |
| Tax Bill | $4,335 (2025) |
| Deeds & Mortgages | May 2020 Line of Credit Sep 2021 Refinance + 3 more |
| APN | 0491010000170 |
| Primary APN | 0491010000170 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,691 sqft Living Area |
| 1st Floor Area | 1,498 sqft |
| Attic | Attic |
| Attic Area | 322 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,153 sqft (0.279 acres) |
| Lot Dimensions | 136 ft deep x 210 ft wide |
| Garage Type | Attached |
| Garage Area | 322 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 663 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 120 sqft |
| Deck Area | Deck Area |
| Patio Area | 552 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1301 CROATAN CT |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-7910 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R12AS: RES |
| Legal Description | 82 ALBEMARLE ACRES WEST SEC 2 |
| Legal Subdivision | ALBEMARLE ACRES WEST |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 21101 |
1301 Croatan Ct is owned and occupied by two individuals who bought it in May 2008.
Source: Chesapeake City records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1301 CROATAN CT, CHESAPEAKE, VA 23322-7910 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 8, 2020 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Sep 20, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance BETTER MORTGAGE CORPORATION |
| Jun 24, 2010 | Deed of Trust, Mortgage · Conventional Mortgage ALLY CAPITAL CORP |
| Dec 20, 2012 | Deed of Trust, Mortgage · Conventional Mortgage FULTON BANK NA |
| May 22, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 14, 2008 · Amount on File |
| Deed Sale | May 14, 2008 · Amount on File |
| Prior Sale | Aug 30, 2000 · Amount on File |
| Deed Book / Page | 7485 / 166 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1301 CROATAN CT, CHESAPEAKE, VA 23322-7910 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 10147/1179 |
|---|---|
| Date | May 8, 2020 |
| Book Page | 10147/1179 |
| Instrument | 200014238 |
| Name | BANK OF AMERICA NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Apr 18, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1301 CROATAN CT, CHESAPEAKE, VA 23322-7910 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 10447/1424 |
|---|---|
| Date | Sep 20, 2021 |
| Book Page | 10447/1424 |
| Instrument | 210042736 |
| Name | BETTER MORTGAGE CORPORATION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2036 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1301 CROATAN CT, CHESAPEAKE, VA 23322-7910 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 008145/289 |
|---|---|
| Date | Jun 24, 2010 |
| Book Page | 8145/289 |
| Name | ALLY CAPITAL CORP |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2040 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.88% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1301 CROATAN CT, CHESAPEAKE, VA 23322-7910 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 008919/265 |
|---|---|
| Date | Dec 20, 2012 |
| Book Page | 8919/265 |
| Name | FULTON BANK NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2043 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.38% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | May 22, 2023 |
| Property Address | 1301 CROATAN CT, CHESAPEAKE, VA 23322-7910 |
| Document Number | 10663/1419 |
| Book / Page | 10663 / 1419 |
| Instrument Date | May 17, 2023 |
| Instrument | 230010451 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1301 CROATAN CT, CHESAPEAKE, VA 23322-7910 |
The 2025 property tax bill for 1301 Croatan Ct was $4,335.
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $460,300 (+7.25%) Land $210,000 Building $250,300 | $460,300 (+7.25%) Land $210,000 Building $250,300 | |
| 2025 | $4,335.00 | $429,200 Land $185,000 Building $244,200 | $429,200 Land $185,000 Building $244,200 |
| 2023 | $394,800 (+10.93%) Land $175,000 Building $219,800 | $394,800 (+10.93%) Land $175,000 Building $219,800 | |
| 2022 | $355,900 Land $150,000 Building $205,900 | $355,900 Land $150,000 Building $205,900 | |
| 2019 | $3,133.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 1301 Croatan Ct; 21 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 21 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 21 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1301 Croatan Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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