1301 Coffee Ridge Loop, Erwin, TN 37650 Property Records

Unicoi County property record for 1301 Coffee Ridge Loop, Erwin, TN 37650

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,216 sqft · built 2016
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Tax Bill	$795 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`060-053.01`

Property Details

APN / Parcel Number

Primary APN	`060-053.01`
Alternative APNs	`086060 05301` `000010656`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,216 sqft Living Area
1st Floor Area	1,216 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Custom Design
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Terrain	Mountain
Porch	Open/Unfinished Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	1301 COFFEE RIDGE LOOP
City	ERWIN
State	TN
Zip	37650-6450
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PB C PG 119
Legal Subdivision	DANIAL EFFLER
Jurisdiction	UNICOI TN
Township / Civil Division	1
Census Block Group	1
Census Block	1078
Census Tract	80100

Owner

Source: Unicoi County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1301 COFFEE RIDGE LOOP, ERWIN, TN 37650-6450
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jun 24, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Mar 22, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Jul 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Property Address	1301 COFFEE RIDGE LOOP, ERWIN, TN 37650-6450
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000461691
Date	Jul 25, 2022
Book Page	461/691
Instrument	22001595

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Property Address	1301 COFFEE RIDGE LOOP, ERWIN, TN 37650-6450
Transaction Type	Mortgage
Record Updated	Jul 7, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	44755
Date	Jun 24, 2021
Book Page	447/55
Instrument	21001353

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Property Address	1301 COFFEE RIDGE LOOP, ERWIN, TN 37650-6450
Document Number	420976
Instrument Date	Mar 22, 2019
Transaction Type	Mortgage
Record Updated	Apr 8, 2019
Title Company	DEBBIE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1301 COFFEE RIDGE LOOP ERWIN TN 376506450, ERWIN, TN 37650-6450

Mortgage

Document Number	420976
Date	Mar 27, 2019
Book Page	000420/000976
Instrument	535

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 26, 2049

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Property Address	1301 COFFEE RIDGE LOOP, ERWIN, TN 37650-6450
Document Number	405793
Book / Page	000405 / 000793
Instrument Date	Jul 27, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1301 COFFEE RIDGE LOOP ERWIN TN 376506450, ERWIN, TN 37650-6450

Mortgage

Document Number	405793
Date	Aug 9, 2017
Book Page	000405/000793
Instrument	1407

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 8, 2047

Tax Assessment & Valuation

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$795.00 (+1.4%)	$30,450 (+1.33%) Land $3,425 Building $27,025	$121,800 (-) Land $13,700 Building $108,100
2024	$784.00 (+11.05%)
2023		$30,050 (-) Land $3,025 Building $27,025
2022	$706.00	$30,050 Land $3,025 Building $27,025	$121,800 Land $13,700 Building $108,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	7 (2024)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 70% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
French Broad EMC Fiber	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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