St. Clair County property record for 1301 Bancroft St, Port Huron, MI 48060
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 940 sqft · built 1954 |
| Lot Size | 0.162 acres (7,057 sqft) |
| Owner | Individual Name on File |
| Last Sale | $154,900 (Jun 2026) |
| Tax Bill | $2,640 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Jun 2026 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-06-562-0222-000 |
| Primary APN | 74-06-562-0222-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 940 sqft Living Area |
| 1st Floor Area | 940 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Lot Area | 7,057 sqft (0.162 acres) |
| Lot Dimensions | 138 ft deep x 51 ft wide |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1301 BANCROFT ST |
|---|---|
| City | PORT HURON |
| State | MI |
| Zip | 48060-6143 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOTS 31 & 32 BLK S VICTORIA PETIT PLAT |
| Legal Subdivision | VICTORIA PETIT |
| Legal Block | S |
| Legal Lot Number | 31-32 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | PORT HURON |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 621000 |
1301 Bancroft St is owned and occupied by an individual who bought it in June 2026.
Source: St. Clair County records, as of September 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3501 N RIVER RD, 101F, FORT GRATIOT, MI 48059-4165 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 3, 2026 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE CENTER LLC |
| Jun 1, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE CENTER LLC |
| Nov 10, 2025 | Intrafamily Transfer, Transfer |
| Mar 6, 2023 | Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP |
| Mar 6, 2023 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 3, 2026 · Amount on File |
| Deed Sale | Jun 3, 2026 · Amount on File |
| Prior Sale | Sep 9, 2024 · Amount on File |
| Deed Document Number | 202611119 |
| Deed Book / Page | 5930 / 160 |
| Prior Transfer Date | Oct 23, 2025 |
| Prior Transfer Doc | 0000587082 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jun 3, 2026 |
| Property Address | 1301 BANCROFT ST, PORT HURON, MI 48060-6143 |
| Document Number | 0005930160 |
| Book / Page | 5930 / 160 |
| Instrument Date | May 27, 2026 |
| Instrument | 202611119 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2026 |
| Title Company | PLATINUMFIRST TITLE, PLATINUM FIRST TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $117,336.75 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000010846, |
|---|---|
| Date | Jun 3, 2026 |
| Instrument | 202610846 |
| Name | MORTGAGE CENTER LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jun 1, 2026 |
| Property Address | 1301 BANCROFT ST, PORT HURON, MI 48060-6143 |
| Document Number | 0000010846 |
| Book / Page | 5929 / 185 |
| Instrument Date | May 27, 2026 |
| Instrument | 202610846 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|
| Document Number | 0000010846, |
|---|---|
| Date | Jun 1, 2026 |
| Book Page | 5929/185 |
| Instrument | 202610846 |
| Name | MORTGAGE CENTER LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Nov 10, 2025 |
| Property Address | 1301 BANCROFT ST, PORT HURON, MI 48060-6143 |
| Document Number | 0000587082 |
| Book / Page | 5870 / 82 |
| Map Reference | LB 15 PG 130 |
| Instrument Date | Oct 23, 2025 |
| Instrument | 2025021640 |
| Transaction Type | Transfer |
| Record Updated | Dec 2, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1301 BANCROFT ST, PORT HURON, MI 48060-6143 |
| Name | Verified Name |
|---|---|
| Address | 1301 BANCROFT ST, PORT HURON, MI 48060-6143 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Mar 6, 2023 |
| Property Address | 1301 BANCROFT ST, PORT HURON, MI 48060-6143 |
| Document Number | 0005602905 |
| Book / Page | 5602 / 905 |
| Map Reference | LB 13 PG 130 |
| Instrument Date | Feb 7, 2023 |
| Instrument | 2023003575 |
| Transaction Type | Transfer |
| Record Updated | Apr 6, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $862.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5903 STATE RD, FORT GRATIOT, MI 48059-2612 |
| Name | Verified Name |
|---|---|
| Address | 68465 ROSEWOOD LN, RICHMOND, MI 48062-1463 |
| Document Number | 2023003576 |
|---|---|
| Date | Mar 6, 2023 |
| Instrument | 2023003576 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Mar 6, 2023 |
| Property Address | 1301 BANCROFT ST, PORT HURON, MI 48060-6143 |
| Document Number | 0005602903 |
| Book / Page | 5602 / 903 |
| Map Reference | LB 13 PG 130 |
| Instrument Date | Feb 6, 2023 |
| Instrument | 2023003574 |
| Transaction Type | Transfer |
| Record Updated | Apr 6, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $412.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 121 COUNTRY CLUB DR APT 102, 102, LAKE PLACID, FL 33852-9202 |
| Name | Verified Name |
|---|---|
| Address | 5903 STATE RD, FORT GRATIOT, MI 48059-2612 |
The 2025 property tax bill for 1301 Bancroft St was $2,640 with a homeowner's exemption, up 12.1% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| Municipality | Port Huron City |
| Unified School District | Port Huron Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $59,200 (+6.28%) | $118,400 | |
| 2025 | $2,640.00 (+12.05%) Homeowner's exemption | $55,700 | |
| 2024 | $2,356.00 | $111,400 | |
| 2023 | $41,400 | ||
| 2022 | $1,812.00 | $82,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1301 Bancroft St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1301 Bancroft St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PORT HURON serves 28,983 people · EPA ID MI0005480 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2021 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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