St. Joseph County property record for 1301 7th St, Three Rivers, MI 49093
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 960 sqft · built 1950 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $165,000 (Sep 2025) |
| Tax Bill | $2,439 (2025) |
| Deeds & Mortgages | Oct 2021 Line of Credit Sep 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-245-371-00 |
| Primary APN | 051-245-371-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Basement Area | 672 sqft |
| Unfinished Basement | 672 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Ranch |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 148 ft deep x 60 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1301 7TH ST |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093-1713 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | LOT 1 BLK 91 VIL OF LOCKPORT CITY OF 3 RIVERS. |
| Legal Subdivision | VIL OF LOCKPORT CITY |
| Legal Block | 91 |
| Legal Lot Number | 1 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | THREE RIVERS |
| Census Block Group | 1 |
| Census Block | 1048 |
| Census Tract | 40200 |
Source: St. Joseph County records · APN 051-245-371-00
Assessment roll updated July 24, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15388 S 42ND ST, FULTON, MI 49052-9738 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Oct 06, 2021 | Deed of Trust, Mortgage · Line of Credit CENTURY BANK & TRUST CO |
| Sep 11, 2025 | Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU |
| Sep 04, 2024 | Quit Claim Deed, Transfer R J DEVRIES CONSTRUCTION INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 11, 2025 · Amount on Record |
| Deed Sale | Sep 11, 2025 · Amount on Record |
| Prior Sale | Feb 20, 2025 · Amount on Record |
| Deed Document Number | 20257061 |
| Prior Transfer Date | Sep 03, 2024 |
| Prior Transfer Doc | 0000006325 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 1301 7TH ST, THREE RIVERS, MI 49093-1713 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1301 7TH ST, THREE RIVERS, MI 49093-1713 |
| Document Number | 2021010059 |
|---|---|
| Date | Oct 06, 2021 |
| Instrument | 2021010059 |
| Name | CENTURY BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | THREE RIVERS, MI 49093 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Nov 01, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Sep 11, 2025 |
| Property Address | 1301 7TH ST, THREE RIVERS, MI 49093-1713 |
| Document Number | 2025007061 |
| Map Reference | LB 1 PG 67 |
| Instrument Date | Sep 10, 2025 |
| Instrument | 2025007061 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2025 |
| Title Company | CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MI INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,237.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1301 7TH ST, THREE RIVERS, MI 49093-1713 |
| Name | Verified Name |
|---|---|
| Address | 1301 7TH ST, THREE RIVERS, MI 49093-1713 |
| Document Number | 2025007062 |
|---|---|
| Date | Sep 11, 2025 |
| Instrument | 2025007062 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Sep 04, 2024 |
| Property Address | 1301 7TH ST, THREE RIVERS, MI 49093-1713 |
| Document Number | 2024006325 |
| Map Reference | LB 1 PG 67 |
| Instrument Date | Sep 03, 2024 |
| Instrument | 2024006325 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $22.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2999 SMITH SPRINGS RD # RD156H, RD156H, NASHVILLE, TN 37217-4400 |
| Name | Verified Name |
|---|---|
| Address | 427 N 6TH ST, GRAND HAVEN, MI 49417-1019 |
| Investor | Possibly a Property Investor |
| Document Number | 2024006468 |
|---|---|
| Date | Sep 11, 2024 |
| Instrument | 2024006468 |
| Name | R J DEVRIES CONSTRUCTION INC |
|---|---|
| Type | Non-Lending Institution |
| Address | HOLLAND, MI 49423 |
| Amount | Amount Recorded |
|---|
Source: St. Joseph County records · Assessment roll updated July 24, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| Municipality | Three Rivers City |
| Unified School District | Three Rivers Community Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $63,400 (+65.1%) Land $3,600 Building $59,800 | $126,800 (+65.1%) Land $7,200 Building $119,600 | |
| 2025 | $2,439.00 (+164.53%) Homeowner's exemption | $38,400 (+30.61%) Land $3,500 Building $34,900 | $76,800 (+30.61%) Land $7,000 Building $69,800 |
| 2024 | $922.00 (+10.16%) | ||
| 2023 | $29,400 Land $2,300 Building $27,100 | $58,800 Land $4,600 Building $54,200 | |
| 2022 | $837.00 |
Source: FEMA National Flood Hazard Layer, St. Joseph County (26149C), as of June 4, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261490402001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 46 (1982–2018) |
| Claims Outside the SFHA | 2 of 46 |
| Most Recent Claim | Feb 2018 · tidal / storm surge |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Air Wireless Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Broadband Fixed Wireless | 150 / 20 |
Based on FCC filings for 265 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MI0006610, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | THREE RIVERS serves 7,905 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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